PRERNA BANSAL
Credit Analyst
Mumbai,Maharashtra
Summary
A result-driven & high energy driven professional; pursuing assignments in Credit Rating, Credit Analysis, Credit Appraisals and Product Management
Overview
8
8
Certifications
3
3
years of professional experience
Work History
Credit Analyst
Since May’18 CSB Bank Ltd
Mumbai
05.2018 - Current
- Credit Analyst- Key Result Areas:.
- Responsible for credit analysis needed to substantiate credit decisions for new and existing mid and large corporate clients.
- Executing credit underwriting of secured and unsecured loan products while complying to TAT norms for timely disposal of credit proposals.
- Undertaking credit analysis of Corporates by identifying business and financial risk based on the business model, financial statement analysis and preparing cash flow model.
- Preparing CAM, assigning internal rating and submission of Credit Reports with recommendations to senior authorities for approval
- Managing complete functions of TReDS Product including launching of product, undertaking sanction of credit limit to the buyers, administering bidding processes and tracking repayment.
- Product Management-Key Result Areas:
- Responsible for successful development and launch of Supply Chain Finance Products - Vendor Financing, Dealer Financing, TReDS and Letter of Credit Discounting; articulating the business value to the cross-functional team to define product roadmap.
- Getting approval from the Product Team & senior management and driving the product launch across the branches.
- Analyzing & specifying the credit parameters for all newly launched supply chain finance products; preparing, analyzing & executing credit reports.
Summer Intern
Axis Bank Ltd
04.2017 - 06.2017
- Analyzed credit with respect to Tea and Construction Industry in India.
- Worked closely with Regional Credit Head to reconsider credit parameters for evaluation of industry risk.
Education
PGDM (B&FS) - undefined
National Institute of Bank Management
BBA - Finance
Shri Shikshayatan College
Skills
MS Office, SPSS & Stataundefined
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Certification
Pursuing FRM (Financial Risk Management) from GARP
Timeline
Credit Analyst
Since May’18 CSB Bank Ltd
05.2018 - Current
Summer Intern
Axis Bank Ltd
04.2017 - 06.2017
BBA - Finance
Shri Shikshayatan College
PGDM (B&FS) - undefined
National Institute of Bank Management
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