Prince
New Delhi
Summary
Associates Deputy Manager in Cholamandalam Investment and Finance Co. Ltd having 1.10 Years of experience with Total 5 Year + Experience in Finance Industries. Ex-HDFC Employee. MBA (Pursuing-3rd Semester) from Subharthi University.
Overview
7
7
years of professional experience
Work History
Associates Deputy Manager
Cholamandalam Investment and Finance Co. Ltd
11.2019 - Current
PRODUCT - LOAN AGAINST PROPERTY
Sanction, Personal Discussion and Disbursal Process for -
- Analyze financial statements and credit history, personal discussions on customer premises, reviewing collateral property credit worthiness, CAM Preparation, tracking CIBIL, preparing approval on Mail and En source software, process disbursement docket, tracking/monitoring various MIS.
Sr. Credit Officer
HDBFS (a Subsidiary of HDFC Bank Ltd.)
11.2019 - 11.2022
PRODUCT - AUTO LOAN
- CAM Preparing, evaluating creditworthiness and risks based on various documents and reports, maintaining case flow management among Credit Managers.
Credit Officer
Me-hin Consultancy (a subsidiary of HDFC Bank Ltd.)
12.2017 - 11.2019
PRODUCT - CONSUMER DURABLE LOAN
- Processing Consumer Durable Loans and Two Wheeler Loans for Underwriting, ensuring decision under TAT, maintaining Login MIS, providing back support to Credit Managers, evaluating creditworthiness and risks based on various documents and reports.
Education
MBA (Pursuing 3rd Year) -
Swami Vivekanand Subharti University
Meerut, Uttar Pradesh09.2024
Post Graduated -
IGNOU University
New Delhi, Delhi12.2023
Graduation -
SOL, Delhi University
New Delhi, Delhi12.2018
Skills
- Microsoft Excel
- Ability to work in a Team
- Effective Time Management
- Ability to Work Under Pressure
- Communication Skills
- Financial Analysis
- Credit Analysis
Personal Information
- Father's Name: Manoj Kumar Ojha
- Date of Birth: 25/08/1998
- Nationality: Indian
- Marital Status: Unmarried
Hobbies
- Travelling
- Playing Cricket
Languages
English
Intermediate (B1)
Hindi
Bilingual or Proficient (C2)
Timeline
Associates Deputy Manager
Cholamandalam Investment and Finance Co. Ltd
11.2019 - Current
Sr. Credit Officer
HDBFS (a Subsidiary of HDFC Bank Ltd.)
11.2019 - 11.2022
Credit Officer
Me-hin Consultancy (a subsidiary of HDFC Bank Ltd.)
12.2017 - 11.2019
Post Graduated -
IGNOU University
Graduation -
SOL, Delhi University
MBA (Pursuing 3rd Year) -
Swami Vivekanand Subharti University