Excel
PRINCE KUMAR
Senior Process Associate
Chhattarpur
Summary
Analytical Loan Processor and Pre-Underwriter skilled in Encompass Loan Operating Software. Certified Financial Management Professional focused on delivering high-quality results. Strong communicator who fosters collaboration within teams and builds productive client relationships, enhancing the loan processing experience. Adapts effectively to both independent and team environments, ensuring efficiency in all tasks.
Overview
7
7
years of professional experience
Work History
Sr. Process Associates
Mozaiq Automation Pvt Ltd
01.2024 - Current
- Prepared and maintained daily, weekly, and monthly MIS reports for management review.
- Analyzed large datasets using Microsoft Excel, SQL, and reporting tools to identify trends and business insights.
- Developed and automated dashboards, trackers, and reports to improve operational efficiency.
- Managed data collection, validation, cleansing, and reconciliation to ensure data accuracy.
- Executed duties as Jr. Underwriter, contributing to file setup and pre-underwriting processes.
- Examined title documents such as prelim, tax certificate, CPL, E&O, and wire instructions.
- Running Fraud Report and reviewing listed Mortgages, Parcel Number, etc.
- Ordered and retrieved Pre-Close Monitoring documents to verify new inquiries or reported credit tradelines.
- Imported and reviewed credit report liabilities, ensuring accurate matching with Encompass records.
- Ordering and pulling new Pre-Close Monitoring document to check if new inquiry or Credit tradelines reported or not.
- Validating Dwellings, Premiums, Detached Str., Replacement Cost Estimate, etc. in Hazard & Flood Insurance.
- Reviewing Title Docs like Prelim, Tax Cert, CPL, E&O, Wire Instructions, etc.
- Supported underwriting processes to ensure accuracy and compliance. Also worked in File Setup/Pre-Underwriting.
Process Associates
SitusAMC
11.2020 - 07.2022
- Facilitated loan applications for various types of mortgage programs including conventional and government options.
- Managed the workflow of loan files from initial registration to final submission.
- Knowledge of documents like bank statements, paystubs, IRS W2/8, Tax Return, URLA 1003, Loan Estimate, IRS 4506C, Mortgage Insurance documents.
- Conducted thorough checks on loan files to confirm readiness for underwriting review.
Operation Associates
Magicpin
05.2019 - 10.2020
- Resolved customer queries and generated support tickets on company dashboard.
- Issued cash back to customers meeting eligibility criteria.
- Led cross-functional team initiatives to optimize inventory management processes.
- Mentored junior staff in best practices for customer service and issue resolution.
- Streamlined operational workflows to enhance efficiency and reduce processing times.
Education
B. TECH - Computer Science
Manav Rachna International University
New Delhi, Haryana12th - undefined
Raj Narayan Singh College
Bihar10th - undefined
Holy Mission Sr. Sec. School
BiharSkills
Mortgage Documents (Title Docs, HOI, Purchase Contract, Assets, Income, etc)
Conventional/FHA/VA/USDA Rural Development
Finance
Data visualization
Database Creation/Management
Data Cleaning
Power Query
SQL - Create, Delete, Read, Joins, Subqueries, etc
Loan processing
Team leadership
Graphic Design
Timeline
Sr. Process Associates
Mozaiq Automation Pvt Ltd
01.2024 - Current
Process Associates
SitusAMC
11.2020 - 07.2022
Operation Associates
Magicpin
05.2019 - 10.2020
10th - undefined
Holy Mission Sr. Sec. School
12th - undefined
Raj Narayan Singh College
B. TECH - Computer Science
Manav Rachna International University
Software
Postgre SQL
Microsoft Power BI
Encompass
Adobe
Filmora
AI Softwares - ChatGPT, Gemini, Copilot