Summary
Overview
Work History
Education
Skills
Certification
Languages
Hobbies and Interests
Websites
Timeline
Generic
Pritam Karmakar

Pritam Karmakar

North 24 Parganas

Summary

Dynamic professional with extensive experience in transaction monitoring and AML compliance at HSBC, Amazon, and Revolut India. Proven ability to enhance process efficiency and accuracy, leveraging advanced Excel and analytical skills. Recognized for quality assurance and effective team leadership, ensuring adherence to regulatory standards while mitigating fraud risks.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Associate Analyst II

AML Rightsource India
Kolkata
07.2024 - Current
  • Acted as a team lead of 24 people and collaborated within the team to enhance process accuracy and efficiency.
  • Monitored transactions for banking, fintech, and crypto alerts to identify suspicious activities.
  • Created cases for escalation and filed SARs with FinCEN as necessary.
  • Conducted PEP and sanctions screening for banking and fintech customers.
  • Reviewed customer accounts, composing narratives for consolidated reports.
  • Generated daily MS Excel reports to summarize account reviews.
  • Performed quality assurance checks on the team’s daily production output.
  • Ensured compliance with regulatory standards through thorough transaction monitoring.

Fincrime Analyst

Revolut
Remote
11.2023 - 01.2024
  • Conducted live transaction monitoring for UK and USA customers to detect potential RED Flags.
  • Analyzed transaction patterns to identify links to scams, fraud, money laundering, or terrorist financing activities.
  • Filed chargebacks and disputes on VISA and MasterCard portals according to customer complaints.
  • Generated Unusual Activity Reports and Suspicious Activity Reports as needed.
  • Performed quality assurance analysis to ensure accuracy in the team's daily production.

Transaction Risk Investigator

Amazon India
Remote
02.2023 - 11.2023
  • Validated and monitored transactions for Amazon seller accounts to ensure compliance.
  • Analyzed Risk Early Detection (RED) for seller accounts to identify money laundering or terrorist financing risks.
  • Executed appropriate actions, including delisting sellers' accounts per established SOPs.
  • Reviewed and validated documents such as invoices and Know Your Customer (KYC) information from sellers.
  • Conducted PEP and sanction screening for sellers, merchants, and rights owners.
  • Created consolidated Excel reports summarizing daily tasks and activities.
  • Served as quality assurance for team's daily production processes.

Senior Fraud Officer

HSBC India
Kolkata
10.2022 - 02.2023
  • Detailed live transaction monitoring for UK & European region's retail & business customers.
  • Analyzing the risk of a particular payment, if it's related to any kind of fraud or scams & checking also if the customer has any relationship with any PEP.
  • Identifying the possibilities of a transaction related to Money Laundering or Terrorist Financing activities (AML/CTF). Working on Fraud Mitigation & UK Sanctions.
  • Analyzing the red flags of a particular transaction. After checking in all aspects & detailed analysis taking actions according to the process SOPs.
  • Job Responsibilities

Customer Support Associate & Transaction Risk Investigator

Amazon India
Bangalore
07.2020 - 09.2022
  • First seven months worked as a customer support associate for voice & chat process for Indian & UK customers. Later promoted as a Transaction Risk Investigator.
  • Monitoring transactions done by the Sellers, Merchants, Rights Owners for their Amazon selling accounts & checking if there is any relation with PEP for them.
  • Analyzing & then identifying the red flags of sellers accounts. Validation of KYC documents, invoices, Letter of authenticity, License agreement provided by Sellers, Merchants, Rights Owners.
  • Fulfilling seller onboarding process after validating all the documents. After completion of detailed investigation taking actions according to SOPs.
  • Consolidated Excel report making & sharing with line manager.
  • Working as a quality assurance (QA) and conducting quality checking for team's daily production.
  • Job Responsibilities

Accounts MIS executive

Express Housekeeper Pvt. Ltd.
Kolkata
08.2019 - 06.2020
  • PAN India basis salary sheet making for Vendors' manpower through MS- Excel.
  • Coordinating in salary disbursement.
  • Consolidated MS Excel report making for salary funds. keep tracking & maintaining the records.
  • Job Responsibilities

FLP Trainer

Ujjivan Small Finance Bank
Kolkata
05.2018 - 11.2018
  • Providing training about financial literacy to microfinance customers, guiding them in bank account opening process.
  • Weekly basis MS Excel report making & sharing with manager.
  • Job Responsibilities

CMS Data Coordinator

Park International Pvt. Ltd.
Kolkata
12.2014 - 04.2018
  • Working as a data Coordinator in central monitoring system project for Indian Banks.
  • Monitoring security alerts generated by the system & analyzing if T+ or F+.
  • Escalating T+ alerts to bank branch level & internally also. Daily basis MS Excel report making & sharing with reporting person.
  • Job Responsibilities

Education

Graduation - Science (MATH/PHYS/COMS)

West Bengal State University (W.B.S.U)
Kolkata, West Bengal
06.2017

Higher Secondary - Science (BENG/ENG/MATH/PHYS/CHEM/COMA)

West Bengal Council of Higher Secondary Education (W.B.C.H.S.E)
North 24 Parganas, West Bengal
05.2014

Skills

  • Microsoft Office 365
  • Advanced Excel
  • SQL proficiency
  • Python programming
  • Google applications
  • Jira service management
  • Transaction monitoring
  • AML and CTF compliance
  • Sanctions screening policies
  • PEP screening
  • Red flag analysis
  • KYC and EDD processes
  • Fraud analysis
  • LexisNexis expertise
  • SAR filing procedures
  • BSA and PMLA compliance

Certification

Preventing Money Laundering for Global and API (2020 & 2021), Amazon

Languages

BENGALI Native or Bilingual Proficiency, ENGLISH Native or Bilingual Proficiency, HINDI Full Professional Proficiency

Hobbies and Interests

DRAWING & SKETCHING, CRICKET

Timeline

Associate Analyst II

AML Rightsource India
07.2024 - Current

Fincrime Analyst

Revolut
11.2023 - 01.2024

Transaction Risk Investigator

Amazon India
02.2023 - 11.2023

Senior Fraud Officer

HSBC India
10.2022 - 02.2023

Customer Support Associate & Transaction Risk Investigator

Amazon India
07.2020 - 09.2022

Accounts MIS executive

Express Housekeeper Pvt. Ltd.
08.2019 - 06.2020

FLP Trainer

Ujjivan Small Finance Bank
05.2018 - 11.2018

CMS Data Coordinator

Park International Pvt. Ltd.
12.2014 - 04.2018

Graduation - Science (MATH/PHYS/COMS)

West Bengal State University (W.B.S.U)

Higher Secondary - Science (BENG/ENG/MATH/PHYS/CHEM/COMA)

West Bengal Council of Higher Secondary Education (W.B.C.H.S.E)

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Pritam Karmakar