Summary
Overview
Work History
Education
Skills
Job description
Accomplishments
Projects
PERSONAL INFORMATION
Languages
HOBBIES AND INTERESTS
DISCLAIMER
Timeline
Generic

Pritika

Bengaluru,KA

Summary

Senior Credit Underwriter knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Diligent member with years of expertise in gathering and evaluating documentation to conduct risk reviews. A gifted professional mentors associates and provide insight into job tasks. A smart team player knowledgeable in all forms of financial data.

Overview

7
7
years of professional experience

Work History

Senior Credit Analyst, Credit Initiation (for Jersey UK and African Market)

Global Business Services (GBS SCB)
Bengaluru, KA
09.2019 - Current
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit

Analyst, CCPL Lending Operation (for Indian Market)

Standard Chartered Bank (SCB)
Bengaluru, KA
09.2017 - 08.2019
  • Performed system analysis, documentation, testing, implementation, and user support for personal loans
  • Developed and updated tracking spreadsheets for process monitoring and reporting

Education

MBA in International Finance (Integrated with ACCA, UK) -

Currently Pursuing

B.Com -

Jyoti Nivas Autonomous College
Bengaluru, KA
05.2017

PUC -

Jyoti Nivas Pre-University College
Bengaluru, KA
05.2014

SSLC -

Mary Immaculate High School
Bengaluru, KA
04.2012

Skills

  • Positive team player
  • Thirst for knowledge
  • Adaptability to changes
  • Logical analytical skills
  • Great time management and sense of prioritization
  • Proactive stakeholder management
  • Ability to multitask
  • Quick learner of processes
  • Written & Verbal Communication
  • Team Management

Job description

• Processing / on-boarding Personal Loan applications

• Approval of credit cards application

• Trained in RTOB process

• Managing the FRM trigger procedure for the team

• Publish re-appeal, pending cases & Allocation MIS for South

• Analysis of credit bureau report

• Cross Trained the team on COE

• Assessing the applicant's credit worthiness

• Making sure there is no risk in lending funds the applicant

• Trained in East African countries – Kenya, Uganda and Tanzania

• Processing of secured products (ML & WL) of Jersey UK

• Good understanding of renewals and mortgage credit underwriting

Accomplishments

  • Awarded by Zuzar Tinwala – COO SCB for the Fraud identification of potential financial loss
  • Consistent top performer for highest volume of applications processed successfully
  • Least number of errors with effective turnaround time of processing application
  • Management of team's escalations on the absence of the Manager
  • Initiated process to simplify operating process for Uganda and Tanzania
  • Set a high quality error free process along with a large volume
  • Learned and took over the mortgage and wealth management process for Jersey in a short span

Projects

• Prepared a Report for Advanced Cost Accounting (ACA)

• COE (Center Of Excellence) process

• RTOB (real time on boarding)

PERSONAL INFORMATION

• Date of Birth: 11/10/1996

• Gender: Female

Languages

English, Tamil, Kannada and Hindi

HOBBIES AND INTERESTS

• Television; Watching witty, intelligent dramas and documentaries

• Reading books and listening to music

DISCLAIMER

I hereby declare that the above details are true to the best of my knowledge and belief.

Timeline

Senior Credit Analyst, Credit Initiation (for Jersey UK and African Market)

Global Business Services (GBS SCB)
09.2019 - Current

Analyst, CCPL Lending Operation (for Indian Market)

Standard Chartered Bank (SCB)
09.2017 - 08.2019

MBA in International Finance (Integrated with ACCA, UK) -

Currently Pursuing

B.Com -

Jyoti Nivas Autonomous College

PUC -

Jyoti Nivas Pre-University College

SSLC -

Mary Immaculate High School
Pritika