PRIYA CHAWLA
Engineering leader with 12+ years of experience building and scaling fintech platforms across digital banking, merchant acquiring, payment processing, and B2B lending. Over the last six years, I have led engineering organizations delivering regulated financial products across Europe, Africa, and Asia. My experience spans building payment infrastructure from the ground up, modernizing large-scale payment platforms, and designing financial systems that process high-volume merchant transactions. Currently, I lead the engineering strategy for Moniepoint's Greenfield PTSP (Payment Terminal Service Provider) business in Nigeria, partnering with Product, Compliance, Operations, and Business leaders to build a payment processing platform supporting a projected ₦1.9 billion business opportunity. I am passionate about building high-performing engineering organizations, coaching engineering leaders, and aligning technology investments with measurable business outcomes
Work History
Engineering Manager
2 Years 3 Months- Lead a cross-functional engineering team of 8–10 engineers to execute engineering projects, improving product delivery timelines.
- Partner with Product, Compliance, Risk, and Business leaders to define engineering strategy
- Building Moniepoint's POS payment processing platform from the ground up
- Establishing the engineering foundation for a business targeting ₦1.9 billion in projected profits
- Driving payment gateway architecture, merchant onboarding, PSP integrations, and regulatory compliance
- Leading automation initiatives, including reconciliation capabilities that reduce processing cycles from weeks to under 24 hours
Engineering Manager
2 Years 5 Months- Managed a team of approximately 10 engineers
- Directed migration of the payment gateway from a monolithic application to independently deployable microservices
- Delivered a payment gateway processing 10,000+ transactions per day, initially built for Turkey and subsequently deployed across 5+ countries
- Led delivery of an automated reconciliation platform reducing transaction reconciliation from weeks to within 24 hours, improving operational efficiency and financial accuracy
- Partnered closely with Product and Payments stakeholders to improve platform scalability and engineering efficiency
Team Lead / Senior Software Engineer
1 Year 7 Months- Led a team of approximately 5 engineers
- Designed and delivered the transaction processing engine enabling enterprises to provide early invoice payments to merchants
- Built scalable financial workflows supporting reliable merchant payment processing
Senior Software Engineer
1 Year 3 Months- Built regulated financial systems supporting hedge fund operations and enterprise-scale banking platforms
Business Technology Analyst
1 Year 4 Months- Delivered enterprise technology solutions and consulting initiatives for financial services clients
Software Engineer
2 Years 6 Months- Developed education technology platforms adopted by leading institutions including IITs and IIMs
Education
B Tech - CSE
12th
10th
Skills
Accomplishments
- Built a New Fintech Business: Leading engineering for Moniepoint's PTSP platform from inception, establishing the technical foundation for a payment processing business targeting ₦1.9 billion in projected profits in the Nigerian market
- Modernized Payment Infrastructure: Directed the migration of Delivery Hero's payment gateway from a monolithic application to a scalable microservices architecture, coordinating engineering delivery across approximately 20 engineers.
- Automated Financial Operations: Led the development of an automated reconciliation platform that reduced reconciliation turnaround from weeks to less than 24 hours, enabling rapid identification of failed and mismatched payment transactions while significantly reducing manual operational effort.