PRIYA. S

Clearing &Remittance :

• Cheque clearing via ICCS application
• ICCS- Image cheque clearing system
• Validating the cheque amount, date, signature, annotation, account number, Title & payee name
• Handled three types of clearing cheque that is INWARD, OUTWARD &TRANSFER
• Transferring the funds all over the world by using the swift message, dealing with payments &various currency
• Handing the customer transfer application via EDMS (Electronic Document Management System)
• Receiving the customer application from every branch in CBD Dubai
• Cross checking the kofox swift message with customer application
• Handling the client mails and calls

Under writer :

• Handled UAE Retail Credit - Personal Loans, Credit cards, Auto loans & Overdrafts assessment
• Analyzing various documents such as Application, Al Etihad Credit Bureau (AECB Report), Salary certificate, Pay slips, Bank statements, Tenancy contracts & KYC documents
• End to end verifying Customer’s Credit history both salaried & self-employed customers
• Checking Central Bank of UAE Regulations & Compliance Checks accordingly
• Preparing periodical statistics & maintain various reports of Approval & Declines
• Ensure compliance to Bank’s internal policies & procedures, prepare proposal and reviewing Deviation sheets according to Central Bank regulations
• Training & monitoring new Credit officers
• Handling all other tasks assigned directly by Retail Credit Managers

Account Opening:

• Handled Quality check for Account opening for corporate & individual customers
• Cross checking KYC details of customers
• Omni check – Whether the customers are not in restricted list
• Checking application form for mandatory information’s
• Signature Amendment - Verification & approval for shareholder
• Signature validation
• RIM creation for customers
• I Business Token activation
• Issuing Cheque book based on KYC details.

CORPOARATE, RETAIL & SYNDICATION LOAN :

● Based on Customer request will be booking the corporate,retail & syndicate loans.

● Dispersing loan amount after validation.

● Handled different types of settlement

• o Pre settlement
• o Full settlement
• o Partial settlement
• o Past due Settlement
• Successfully completed daily and monthly task for ensuring accuracy and identifying various issues with application of loan document reviews, new loans, renewed loans, modifications, participation loans, escrow loan set-up, loan disbursements, advances, payments of interest and principal, payoffs on escrow and late charges processed.
• Performed daily and monthly reconciliation of various general ledger accounts.
• Handled Loan Amount hold & release in customer account.
• Scheduling & rescheduling EMI payment details to the customer.
• Validating the various amendments for customer account.( Postponement, reschedule, draw down, rate amendment extra…)
• Validating the liability & no liability preparing letter for retail customers.
• Issued daily exception report of findings in compliance with bank policy and submitted to processors and loan officers for required correction maintenance and accuracy.
• Created and submitted monthly error report with solution to department supervisor for correction.

• Banking – BARCLAYS (UAE)
• Commercial Assets and Liabilities – Loans, Fixed Deposits & Fund transfer
• Crediting loan amount to the customer account upon completion of various necessary checks
• Handling both short term loans & Medium-term loans
• Processing of loan come fund transfer – customer transfer and bank transfer
• Sanction check against individuals and entities on world checks, TSCA
• FX rates - fixing conversion rate of one currency to another currency via EDMS
• Nostro outstanding check on daily basis if not released payment
• Liquidation (settlement) - Upon receipt of settlement request, funds would be directly debited/credited to the customer account in respect to deposits and loans
• Placing of fixed deposits and settlement upon maturity
• Amendment – Extension in tenor, customer interest rate, maturity date of loans.

• Working in booking team as a login & Workflow operator
• Validating Customer data & providing feedback to customer
• Entering the article details in Excel on daily basis & distributing the volume to the team members
• Article ID generation, proof validating and Moving the Approved data to the company’s database have been managed
• Direct Response to the Editors e-mail have been handled.