Priyangi Nirmal
Bengaluru
Summary
Results-driven Financial Crime and Fraud Specialist with experience in transaction monitoring, AML investigations, and fraud prevention within the banking sector. Proven ability to assess risk, detect suspicious activities, and conduct in-depth analysis using tools like LexisNexis and open-source intelligence. Skilled in preparing detailed investigation reports, filing SARs/STRs, and ensuring compliance with regulatory requirements. Strong communicator with expertise in risk mitigation, critical thinking, and high-stakes decision-making, committed to safeguarding organizational integrity and minimizing financial crime exposure.
Overview
3
3
years of professional experience
Work History
Associate
Stripe
Bangalore
12.2024 - Current
- Led end-to-end AML investigations, including transaction analysis, open-source intelligence gathering, and public records research across multiple jurisdictions.
- Prepared comprehensive documentation detailing investigative rationale, processes, and recommendations for each case.
- Filed Suspicious Activity/Transaction Reports (SARs/STRs) with relevant Financial Intelligence Units in compliance with regulatory requirements.
- Ensured operational excellence by maintaining accuracy, timeliness, and adherence to AML policies across multiple workstreams.
- Reviewed Transaction Monitoring alerts to identify and escalate potential financial crime risks.
- Exercised sound judgment in making high-risk, non-binary decisions within a compliance-driven environment.
Specialist
Goldman Sachs
Bangalore
10.2022 - 12.2024
- Identify risk and prevent loss from fraud reports, referrals from fraud emailbox, and return items (multiple sources/platforms).
- Make sound subjective decisions to close risky relationships, place and remove restrictions on accounts, return ACH/cancel wires.
- Review established detection system-generated alerts to identify fraudulent activity related to merchant, check ACH, wire, digital banking and account openings.
- Review newly created accounts to ensure we are onboarding the genuine customers.
- Recommended new strategies and enhancements to improve fraud detection, prevention and reporting efforts.
- Run and review pro-active risk reports, conduct research using third party data sources to validate monetary and non-monetary transactions.
Education
Bachelor of Arts - Graduated With Literature – English Honors
Dibrugarh University
Dibrugarh04-2022
Higher Secondary -
Dr. Radhakrishnan College
Dibrugarh04-2019
Skills
- AML investigations
- Transaction analysis
- Compliance reporting
- Risk assessment
- Fraud detection
- Regulatory compliance
Languages
Hindi
First Language
English
Proficient (C2)
C2
Assamese
Proficient (C2)
C2
Timeline
Associate
Stripe
12.2024 - Current
Specialist
Goldman Sachs
10.2022 - 12.2024
Bachelor of Arts - Graduated With Literature – English Honors
Dibrugarh University
Higher Secondary -
Dr. Radhakrishnan College
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