Priyank Singh
Dehradun
Summary
Motivated professional with demonstrated knowledge of Banking industry's best practices and operations. Proven skills in analysis, enhancing productivity, efficiency and bottom-line profits with forward-thinking leadership. Bringing more than 16 years of experience in the field and ready to take on challenging, growth-oriented role.
Overview
19
19
years of professional experience
5
5
years of post-secondary education
1
1
Certification
Work History
Manager
IDBI Bank Ltd
Moradabad
05.2014 - Current
- Joined IDBI Bank Ltd in the year 2014 as an Assistant Manager (Grade A) at Chennai. Since then, handled various portfolios and profiles in different departments of the Bank.
- Currently(June 2025 -till date), I am handling profile of Regional Co-coordinator posted at Regional Office, Moradabad which consist of 39 branches.
- The job profile includes:
- Co-coordinating HR related functions
- Asset and Liability related functions
- Admin related functions
- Prior to this profile (June 2019 - May 2025), I was a Credit Manager (Grade B) at Retail Asset Centre Dehradun, responsible for processing and maintaining all the Home Loans, Mortgage Loan (Loan against Property, Residential/Non-residential) and its variants for the entire Uttarakhand region with book size of Rs 580 crores. The job profile includes:
- Assessing creditworthiness of existing and prospective clients from credit point of view.
- Processing of files, preparing notes and CAM for sanctioning of loan proposals.
- Analyzing the financials and income documents of clients such as balance sheets, profit and loss statement, cash flow statement, ITRs etc to ensure the required and mandatory FOIR norms, ratio analysis etc.
- Fraud detection with the help of external parties such as Risk containment unit, empanelled legal and technical vendors, field investigation agency etc.
- Negotiating terms and conditions of loan with the clients.
- Ensuring all loans and lending procedures comply with regulations and as per bank's norm.
- Guiding branches (31 across Uttarakhand state), Direct Sales Agents and Direct Sales Teams regarding changes in procedures and amendments in Circulars issued by the bank from time to time.
- Conducting property, residence and office visits and RCU checks of the financials like ITRs, Bank statements, Balance Sheets, P&L's provided by the clients.
- Follow ups with the vendors appointed for Legal and Technical Valuations for the required clean and error free reports.
- Monitoring of loan repayments and SMA accounts and any other additional work given by higher ups.
- Prior to this profile(August 2014 - May 2019), I was:
- Handling Loan against Securities profile and DEMAT portfolio with a base of more than Rs 480 crores, at Greams Road, Chennai branch.
- Dedicated Relationship Manager of Corporate like Hexaware Technologies, HCL, Apollo Hospitals, MRF Ltd, Inautix, LIC of India etc with CASA base of more than 180 crores.
- Responsible for cross selling of various bank products such as HL, LAP, LAS, PL, OD, EL, AL, TF and TPD products etc.
- Handling inward and outward foreign remittance, Bank guarantee etc for preferred and corporate clients.
- Fixing of FX rate in co-coordination with clients and treasury department.
Senior Analyst
American Express
Gurgaon
05.2012 - 02.2014
- Worked with the Credit Card Company as a Senior Analyst in Email Servicing, Card Maintenance and Fraud Management departments.
- Job Profile includes:
- Servicing of US based Cardholders with their queries related to their Credit Cards, like, Membership Reward Programs, Merchant Disputes, Lost and Theft, Replacements, Fee, Interest, Write offs, Waivers, Frauds, Lounge Access etc.
- Handled group of Corporate in UK and Asia Pacific Region single handedly.
- Assigned as a Subject Matter Expert for helping, training and on-boarding of new Hires in the Company.
- Mapped processes to holistically examine business flow and identify improvement opportunities.
Analyst
BA Continuum (I) Pvt Ltd
Gurgaon
12.2010 - 12.2011
- Worked with BA Continuum (I) Pvt Ltd which is a fully owned subsidiary of Bank of America as an analyst in their Home Loan department.
- Profile includes:
- Setting up administrators or POAs in accounts, Death Claims for insurances, Issuance of statements, payment History, Name change requests, registering nominees or mandate holders in accounts, collection of KYCs and documents for top-up loans called HELOC loans, Reverse Mortgage loans.
- Mentoring and training of new Hires.
- Fully owned subsidiary of Bank of America
XML Programmer
Aptara Corporation
Dehradun
05.2007 - 05.2008
- Worked with Aptara Corporation as an XML programmer.
- Profile includes:
- Structuring of texts with XML/HTML coding.
- Tagging in style provided by the clients to produce quality page output for printing and internet content.
- Validation and compilation as per required style and pattern.
Education
MBA - Finance
Uttaranchal Institute of Management
Dehradun 06.2008 - 10.2010
Bachelor of Science - Physics, Mathematics And Statistics
DAV PG College
Dehradun 08.2003 - 01.2006
Skills
- Credit analysis and appraisal
- Transaction monitoring
- Compliance monitoring
- Balance sheet analysis
- Policies and procedures
- Due Diligence
- Staff Management
- Verbal and written communication
- Improvement initiatives
- Operations management
- Financial Management
Certification
- GNIIT from NIIT (3 year’s Diploma in Computers)
- MSME for Bankers from IIBF
- CAIIB and JAIIB from IIBF
Languages
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Manager
IDBI Bank Ltd
05.2014 - Current
Senior Analyst
American Express
05.2012 - 02.2014
Analyst
BA Continuum (I) Pvt Ltd
12.2010 - 12.2011
MBA - Finance
Uttaranchal Institute of Management
06.2008 - 10.2010
XML Programmer
Aptara Corporation
05.2007 - 05.2008
Bachelor of Science - Physics, Mathematics And Statistics
DAV PG College
08.2003 - 01.2006