Priyanka Gurav
Chinchwad
Summary
Results-driven professional with extensive experience at Wipro Ltd., specializing in loan quality evaluation and risk assessment. Proven track record in enhancing compliance management and streamlining AUS processing. Adept at fostering effective communication with stakeholders, ensuring informed decision-making, and delivering accurate documentation analysis to support mortgage underwriting processes.
Overview
11
11
years of professional experience
Work History
Sr. Associate
Wipro Ltd.
09.2018 - Current
- Conducted comprehensive audits on closed loans for secondary market investor purchases.
- Assessed risks related to loan closing errors and missing documentation prior to client purchase.
- Recommended loan decisions based on quality assessments for client purchasing strategies.
- Reviewed and modified loan files for accuracy, including income and asset verification.
- Evaluated debt-to-income ratios and credit scores to inform underwriting processes.
- Managed loan conditions and communicated requirements effectively to stakeholders.
- Executed AUS runs to determine eligibility criteria accurately.
- Ensured compliance with all company policies and lending requirements throughout the process.
Lead Associate (Grade I1)
Indecomm Global Services Pvt Ltd.
06.2014 - 08.2018
- Conducted comprehensive audits on closed loans for large secondary market investor.
- Assessed risks related to incorrect loan closings and missing documentation prior to client purchase.
- Recommended loan decisions to client based on quality assessments for informed purchasing choices.
- Supported supervisor by managing client communications, including timely email responses and escalations.
- Monitored client emails during senior team member absence to ensure continuity of service.
- Collaborated with team to enhance processes in mortgage lifecycle's secondary market phase.
- Streamlined communication protocols between client and team to improve response efficiency.
- Facilitated timely decision-making by providing accurate loan quality evaluations.
Education
Bachelor in Commerce -
Shivaji University
Karad04-2012
HSC -
Maharashtra Board
Karad03-2009
Skills
- Loan quality evaluation
- Risk assessment
- Compliance management
- AUS processing
- Documentation analysis
- Mortgage underwriting
Disclaimer
I hereby declare that the above-written particulars are, to the best of my knowledge and belief.
Personal Information
- Date of Birth: 11/19/91
- Marital Status: Married
Accomplishments
- Rewarded for the best performance for monthly and quarterly awards
- Promoted to Lead Associate position from Associate due to excellent performance in the years 2017 and 2018
- Achieved the highest score across the process in the annual appraisal
- Received a yearly performance bonus in 2019
Timeline
Sr. Associate
Wipro Ltd.
09.2018 - Current
Lead Associate (Grade I1)
Indecomm Global Services Pvt Ltd.
06.2014 - 08.2018
Bachelor in Commerce -
Shivaji University
HSC -
Maharashtra Board