Summary
Overview
Work History
Education
Skills
Timeline
Generic

Priyanka Krishnasamy

Coimbatore

Summary

Dynamic credit analyst with extensive experience in Australian mortgage underwriting, excelling in credit assessment and financial analysis. Proven ability to secure approvals through meticulous evaluation and problem-solving skills. Adept at underwriting and delivering exceptional customer service, ensuring optimal outcomes for clients while maintaining attention to detail. Looking for team manager roles in underwriting in Australian markets

Overview

12
12
years of professional experience

Work History

Credit Analyst

Efficient Capital Solutions
Remote
05.2024 - Current
  • Collaborate with the brokers to prepare the credit applications for submission with bank
  • Determine the potential lender by conducting a preliminary assessment based on the interest rate, maximum loan amount and borrowing capacity of the borrower.
  • Reach out to the clients with the required document list for the submission of the applications. End to end processing of the applications, addressing the missing information at each assessment stage and securing approvals for the clients.

Senior Credit Assessment Officer

ANZ support Services India Pty LTD
Bangalore
04.2017 - 02.2023
  • Involved in credit assessment based on the financial strength for both individual and business customers in retail sector.
  • The credit analysis is performed by assessing the current financial position, analyzing the financial statements of the companies, business history, performance, growth trends, cash flows, credit history, and generating financial ratios using computer programs to evaluate the financial status.
  • Make a detailed report of the credit file, approve or reject the credit applications depending on the discretion.

Senior Systems Executive

Cognizant Technological Solutions
Coimbatore
10.2013 - 06.2015

Education

PGDM Finance

XIME
Kochi
04-2017

BE(EEE - Electrical And Electronics Engineering) -

Sri Krishna College of Engineering And Technology
Coimbatore
06-2013

Skills

  • Credit analysis
  • Underwriting
  • Customer service
  • Financial analysis and intepretation
  • Problem solving and attention to detail

Timeline

Credit Analyst

Efficient Capital Solutions
05.2024 - Current

Senior Credit Assessment Officer

ANZ support Services India Pty LTD
04.2017 - 02.2023

Senior Systems Executive

Cognizant Technological Solutions
10.2013 - 06.2015

PGDM Finance

XIME

BE(EEE - Electrical And Electronics Engineering) -

Sri Krishna College of Engineering And Technology
Priyanka Krishnasamy