PRIYANKA YADAV
THANE
Summary
Astute Credit Assistant driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability.
Overview
6
6
years of professional experience
Work History
CREDIT DEPARTMENT
BHARAT CO OPERATIVE BANK LTD
MUMBAI
04.2018 - Current
- Educated customers on the variety of loan products and available credit options.
- Performed daily maintenance of the loan applicant database
- Documentation and compliance of sanction condition.
- Timely disbursement of facilities and post disbursement activities like creation of charge with Sub registrar, Cersai, ROC,insurance etc.
- Handling and complying all audit queries on time.
- Evaluated applicants' financial status credit and property evaluation to determine loan feasibility..
- Monitor daily credit operations in Loan accounts of Client and working capital limits.
- Prepare periodical statements and audit compliances
- Coordinated loan closings and the entire application process
- Collect and examine financial statements and documents to assist in identifying unusual transactions.
- Created debt repayment plans to help clients reach their financial goals.
Relationship Assistant
Bharat Co-operative Bank Mumbai Ltd
Mumbai
01.2018
- Oversee the daily operations of the accounting department including account payable/receivable and general ledger
- Good communication, multitasking, and conflict-resolution skills
- Adept at dealing with more complicated customer queries and requests, including reviewing the financial circumstances
- Served as a point of contact for KYC and reporting issues for designated clients
- Screened and verified eligibility and identification of all new accounts application in accordance with bank policies and regulatory requirements recording and scanning documents used
- Conducted due diligence searches in various transactions in accounts
- Implemented and maintained appropriate KYC and enhanced due diligence compliance standards.
Education
Masters in Management Studies (Human Resource) -
Mumbai University
01.2014
Bachelors In Commerce specialized in Banking & Insurance -
Mumbai University
01.2011
Certification in KYC & AML -
IIBF
Skills
- Data Collection & Analysis
- Customer Service
- Customer Due Diligence
- High Risk Account Review
- Credit Monitoring
- Leadership and team management
- Strong Communication
- 5 Years of experience in Banking with good analytical and interpresonal skills
Languages
- English Proficient
- Hindi Proficient
- Marathi Proficient
Timeline
CREDIT DEPARTMENT
BHARAT CO OPERATIVE BANK LTD
04.2018 - Current
Relationship Assistant
Bharat Co-operative Bank Mumbai Ltd
01.2018
Masters in Management Studies (Human Resource) -
Mumbai University
Bachelors In Commerce specialized in Banking & Insurance -
Mumbai University
Certification in KYC & AML -
IIBF
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