Summary
Overview
Work History
Education
Skills
Websites
Projects
Personal Information
Internship
Affiliations
Accomplishments
Languages
Work Availability
References
Work Preference
Timeline
Generic
AYUSH SINGHAL
Open To Work

AYUSH SINGHAL

Kolkata

Summary

Dynamic banking professional with a strong background in financial analysis and portfolio management. Committed to continuous learning and professional development. Strong work ethic, adaptability, and effective interpersonal skills. Adept at risk management and fostering strong client relationships, delivering exceptional banking solutions that enhance customer satisfaction.

Overview

8
8
years of professional experience

Work History

Associate Relationship Manager, Mid Corporates

Indusind Bank
Kolkata
12.2024 - Current
  • Conducted financial analysis to evaluate client creditworthiness, supporting informed decision-making.
  • Prepared Credit Approval Memorandums to facilitate loan approvals and disbursements.
  • Oversaw a portfolio of mid-corporate clients with toplines exceeding Rs. 600 Crores, fostering strong partnerships and driving business growth.
  • Managed loan servicing operations, ensuring timely processing of client requests and accuracy.

Relationship Manager, Small & Medium Enterprises

Axis Bank
Kolkata
01.2024 - 12.2024
  • Oversaw Rs. 250 Crores portfolio, managing relationships with 30 diverse clients.
  • Provided comprehensive banking solutions including loans, credit facilities, and guarantees.
  • Analyzed financial data to assist in creditworthiness evaluations and memo preparations.
  • Secured new client acquisitions while fulfilling existing client financial requirements.
  • Facilitated establishment of numerous greenfield and brownfield projects for clients.
  • Achieved significant growth in liability business by onboarding new NTB clients.
  • Delivered exceptional banking services that strengthened customer loyalty.
  • Recognized as an essential asset to the department through outstanding contributions.

Relationship Manager, Healthcare Finance

HDFC Bank
Kolkata
08.2021 - 01.2024
  • Managed portfolio valued at Rs. 200 crore across 50 clients in Kolkata and North Bengal.
  • Delivered essential banking services, including term loans, overdrafts, and bank guarantees.
  • Conducted comprehensive financial analysis to develop credit appraisal documents.
  • Expanded client acquisition efforts while addressing financial needs of existing clients.
  • Achieved Star Excellence Award for outstanding performance in second and fourth quarters of FY 22-23.
  • Set record for highest business volume in East division during FY 22-23.
  • Supported initiation of greenfield and brownfield projects through strategic identification efforts.
  • Provided premium banking services that consistently met high customer standards.

Relationship Manager, Small Business Banking

Axis Bank
Kolkata
07.2019 - 08.2021
  • Directed management of Rs. 50 crores portfolio with 150 clients in Kolkata.
  • Facilitated Cash Credit, Overdrafts, Bank Guarantees, and various support services to clients.
  • Acquired new clients alongside meeting financial needs of current clientele.
  • Increased portfolio top line by almost 100% within two years through effective client acquisition.
  • Ensured portfolio hygiene by efficiently monitoring service demands and regulatory compliance.
  • Delivered exceptional banking services, resulting in optimum customer satisfaction rates.
  • Recognized as a top-rated Portfolio Manager within the region during FY 20-21
  • Achieved qualification in almost all product contests launched by the bank.

Relationship Manager, Commercial Transportation

HDFC Bank
Kolkata
08.2017 - 10.2018
  • Oversaw Rs. 30 Crores portfolio management in Kolkata.
  • Expanded client base to increase department's overall portfolio size.
  • Delivered key banking products such as Term Loans and Cash Credits.
  • Ensured fulfillment of existing client demands with prompt support services.
  • Achieved high standards in providing premium banking services to customers.
  • Administered Bank Guarantees and Overdraft facilities for targeted clientele.

Education

PGDM - Marketing

Institute of Management Technology
Hyderabad
12.2017

B.COM - HONS.

The Bhawanipur Education Society College
Kolkata
12.2015

12th - ISE

Delhi Public School Megacity
Kolkata
12.2012

10th - ICSE

Delhi Public School Megacity
Kolkata
12.2010

Skills

  • Team management and control
  • Risk management
  • Financial analysis
  • Credit assessment
  • Portfolio management
  • Loan servicing
  • Regulatory compliance
  • Market research
  • Sales and revenue growth
  • Business development

Projects

A study on the Marketing Strategies adopted by Apple Incorporation, Prof. Manohar at IMT, Hyderabad, PRODUCT ORIENTED A study on marketing and branding strategies adopted by Bharti Airtel and its customer experience, Prof. Pavan Kumar at IMT, Hyderabad, SERVICE ORIENTED A project on Corporate Social Responsibility with reference to Reliance Foundation Ltd., Prof. Rajesh Kumar Shaw at BGES college, Kolkata, Under Calcutta University

Personal Information

Date of Birth: 03/16/93

Internship

03/10/16 to 06/15/16, Marketing Intern, Sales & Business Development, Kolkata, West Bengal, Worked as a marketing intern under the guidance of Mr. S.K. Agarwal (Regional Manager of East India), Gained knowledge about the Aluminum Raw and industrial products, Mapped the demand for the Closure Stocks of the Pilferage Proof Caps, Managed competitor analysis of the industry and formulated strategy, Conducted a thorough research and analyzed the customer's satisfaction level for the products provided by the company, Pointed out certain weak areas of the company offerings and services to its customers, Apprised the company to address the issues and take actions accordingly

Affiliations

  • Travelling
  • Basketball
  • Tech enthusiast
  • Swimming

Accomplishments

  • Star Excellence Award in FY 22-23
  • Record for highest business in FY 22-23

Languages

Hindi
First Language
English
Proficient (C2)
C2
Bengali
Intermediate (B1)
B1

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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References

References available upon request.

Work Preference

Work Type

Full Time

Location Preference

On-Site

Important To Me

Work-life balanceCareer advancement

Timeline

Associate Relationship Manager, Mid Corporates

Indusind Bank
12.2024 - Current

Relationship Manager, Small & Medium Enterprises

Axis Bank
01.2024 - 12.2024

Relationship Manager, Healthcare Finance

HDFC Bank
08.2021 - 01.2024

Relationship Manager, Small Business Banking

Axis Bank
07.2019 - 08.2021

Relationship Manager, Commercial Transportation

HDFC Bank
08.2017 - 10.2018

PGDM - Marketing

Institute of Management Technology

B.COM - HONS.

The Bhawanipur Education Society College

12th - ISE

Delhi Public School Megacity

10th - ICSE

Delhi Public School Megacity
AYUSH SINGHAL