Projit Roy
Kolkata
Summary
Organized and dependable professional, successful at managing multiple priorities with a positive attitude. Willing to take on added responsibilities to meet team goals. Love fidgeting with financial technologies and learning about different ways of upscaling my financial understanding, both personal and market related.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Assistant Manager - Credit Analysis
Bajaj Finserv Limited
Kolkata
01.2024 - Current
- Conducting detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Participating in regular meetings with internal stakeholders to discuss best practices for managing the organization's loan portfolio.
- Adhering to applicable laws, regulations and policies governing consumer lending practices.
- Utilizing financial models to forecast future earnings and determine the feasibility of loan requests.
Assistant Manager Finance
Peerless Finance
Kolkata
10.2023 - 12.2023
- Responsible for overseeing operations concerning credit agencies including CIBIL, CRIF, and others
- Creating and summarizing Loan Book of the company
- Analyzing and overviewing company books to create detailed financial reports and estimations
- Overlooking changes and updations in new financial software of company
- Evaluating Statement of Accounts and Ledgers of customer accounts and tallying them on a daily basis to ensure a healthy Consumer-Business relation
Management Trainee - Accounts Executive
Peerless Finance
Kolkata
10.2022 - 09.2023
- Preparing and posting financial journal entries using technically relevant software including Tally and Nelito
- Reviewing statements with staff accountants to inform corporate and individual financial planning
- Working on implementing a new accounting software and simplifying the database for smoother functioning of day to day tasks
- Doing Bank Reconciliation and making Cash Transaction Reports
Insurance Consultant
Bajaj Allianz Life
Kolkata
02.2022 - 09.2022
- Planning the training and standardization of service delivery
- Determining client needs and financial situations by listening and scheduling fact-finding appointments
- Cultivating new business by offering presentations on financial well-being to individuals and groups on term and whole life insurance
Education
Bachelor of Commerce (Hons) - Accounting and Finance
The Bhawanipur Education Society College
01.2020
Higher Secondary (XII) - Commerce
South Point High School, Kolkata
01.2017
Secondary (X) -
South Point High School, Kolkata
01.2015
Skills
- Accounting
- Microsoft Excel
- Tally ERP
- Customer Relationship Management (CRM)
- Credit Analysis
- Capital Markets
- Mergers & Acquisitions (M&A)
Certification
- HSBC - Global Banking & Markets - Forage
- Tally - Tally ERP 9
- Career Edge- Knockdown the Lockdown - Tata Consultancy Services
Languages
Bengali
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Assistant Manager - Credit Analysis
Bajaj Finserv Limited
01.2024 - Current
Assistant Manager Finance
Peerless Finance
10.2023 - 12.2023
Management Trainee - Accounts Executive
Peerless Finance
10.2022 - 09.2023
Insurance Consultant
Bajaj Allianz Life
02.2022 - 09.2022
Bachelor of Commerce (Hons) - Accounting and Finance
The Bhawanipur Education Society College
Higher Secondary (XII) - Commerce
South Point High School, Kolkata
Secondary (X) -
South Point High School, Kolkata
- HSBC - Global Banking & Markets - Forage
- Tally - Tally ERP 9
- Career Edge- Knockdown the Lockdown - Tata Consultancy Services
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