PROSENJIT DAS
Navi Mumbai
Summary
Highly organized and detail-oriented professional with over14 years of experience in financial documentation, regulatory compliance, and operational management. Proficient in loan documentation, reconciliation, data management, and creating centralized databases. Demonstrated expertise in ensuring compliance with RBI guidelines, coordinating with financial institutions, and maintaining critical legal and financial records. Adept at team management, process improvement, and leveraging advanced Excel functions to streamline operations.
Overview
16
16
years of professional experience
Work History
Assistant Manager
Asset Reconstruction Company (India) Ltd. (ARCIL)
05.2009 - Current
- Managed end-to-end processes for acquiring and reconciling loan files from seller banks across India, ensuring100% compliance with regulatory requirements
- Oversaw document verification and KYC compliance in adherence to RBI guidelines for borrowers, co-borrowers, guarantors, and companies
- Spearheaded data entry of over360 fields per loan account into Excel, utilizing advanced tools like V-lookup and Pivot Tables for accuracy and efficiency
- Created and updated comprehensive databases in systems such as File Director and LMS (Litigation Management Systems) for seamless file retrieval and record management
- Coordinated security interest registration through CERSAI, ensuring proper documentation for corporate, SME, and retail portfolios
- Monitored and maintained trust documents, including Deed of Assignment Agreements, Trust Deeds, and Valuation Reports, ensuring timely submissions for DRT filings and NCLT applications
- Designed and maintained a Master Index for over1,000 security and loan files, ensuring accurate records across PAN India branches
- Led cross-functional support teams to manage the daily transfer of title deeds and verification of no dues certificates (NDCs)
- Enhanced operational efficiency by automating database updates and standardizing document sorting processes
Education
Master of Arts - Music Education
Rabindra Bharati University
01.2000
Bachelor of Arts - Political Science
Calcutta University
01.1998
Higher Secondary Certificate - Arts
Jonepur High School
01.1992
Secondary Certificate - General Studies
Jonepur High School
01.1990
Skills
- Team Leadership and Coordination: Proven ability to lead and support teams in managing daily operational activities, ensuring efficiency and accuracy across critical processes
- Title Deed and NPL Document Management: Expertise in verifying and releasing Corporate, SME, and Retail NPLs documents, particularly for assets acquired by Arcil-ARC
- Reconciliation and Compliance Oversight: Skilled in reconciling Trust Documents with Offer Values and Purchase Considerations, ensuring adherence to financial regulations and maintaining security interests
- Litigation Support: Adept at preparing, organizing, and submitting accurate documentation for DRT (Debt Recovery Tribunal) Original Applications and NCLT filings, with strict adherence to annexure requirements
- Valuation Report Verification: Comprehensive experience in assessing and validating property valuation reports to support financial decision-making
- Confidential Document Monitoring: Trusted with managing sensitive documentation, including Deeds of Assignment Agreements, Declarations of Trust, Trust Deeds, and Offer Acceptances, maintaining confidentiality and integrity
- Database and Record Management: Proficient in updating LMS (Litigation Management Systems), creating NDC (No Dues Certificate) databases, and confirming outstanding statuses
- File Tracking and Master Index Maintenance: Skilled in managing the flow of incoming and outgoing files across Head Offices and Pan India branches
Languages
English
Hindi
Bengali
Accomplishments
- Successfully created and maintained a master index for thousands of Corporate and SME loan files, enhancing retrieval efficiency.
- Reduced document reconciliation time by25% through the implementation of automated data management processes.
- Played a pivotal role in securing compliance during audits, with zero discrepancies identified in documentation.
Timeline
Assistant Manager
Asset Reconstruction Company (India) Ltd. (ARCIL)
05.2009 - Current
Bachelor of Arts - Political Science
Calcutta University
Higher Secondary Certificate - Arts
Jonepur High School
Secondary Certificate - General Studies
Jonepur High School
Master of Arts - Music Education
Rabindra Bharati University
Similar Profiles
Aditya SharmaAditya Sharma
Data Risk Analyst at International Asset Reconstruction CompanyData Risk Analyst at International Asset Reconstruction Company
RAJATH SHETTYRAJATH SHETTY
Analyst at JM Financial Asset Reconstruction Company LimitedAnalyst at JM Financial Asset Reconstruction Company Limited
Aditya SharmaAditya Sharma
Data Scientist at International Asset Reconstruction CompanyData Scientist at International Asset Reconstruction Company