Protima Virdi
Delhi
Summary
Seasoned Business Intelligence Analyst with background in converting complex data into actionable insights to drive decision-making processes. Skilled in analyzing trends, crafting detailed reports, and enhancing business operations through technology solutions. Demonstrated ability to work collaboratively across teams to implement improvements, leading to increased efficiency and productivity.
Overview
25
25
years of professional experience
Work History
Senior Analyst- Corporate Finance & Shared Services
Day n Ross
05.2020 - 05.2024
- Analyze financial data related to supply chain operations to identify trends, variances, and opportunities for improvement
- Prepare and present financial reports to management, highlighting key performance indicators (KPIs) and actionable insights
- Assist in the preparation of annual budgets and financial forecasts for corporate and shared services departments
- Monitor and report on budget performance, providing recommendations for corrective actions as needed
- Evaluate costs related to supply chain processes and identify areas for cost reduction and efficiency improvement
- Conduct profitability analysis for various projects and initiatives within the supply chain
- Develop and maintain financial models to support strategic planning and investment decisions
- Conduct scenario analysis to assess the financial impact of different business strategies
- Ensure compliance with financial regulations and company policies
- Prepare and review financial reports for accuracy and adherence to reporting standards
Compliance Analyst
TD Canada Trust
Mississauga
04.2018 - 04.2019
- Providing subject matter expertise and procedural reference regarding the technical aspects of the document examination
- Ensuring adherence to TD internal policies and regulatory guidelines
- Understanding of Trade Finance operational functions including sound knowledge of ICC Rules and Regulations
- Delivering timely and efficient Documentary examination services per TD Service Level Agreements
- Ensuring adherence to operational deadlines to mitigate Bank risk and protect the customers
- Internal service delivery standards and exceptions to meet customer deadlines
- Assist in providing daily status on regional volumes and metrics including outstanding transactions using Excel
Small Business Lending Analyst
Scotiabank
Mississauga
06.2017 - 11.2017
- Acquiring and maintaining a thorough knowledge of the Bank's security and collateral documentation requirements
- Maintaining a working knowledge of the Bank's credit policies and procedures and Federal and Provincial regulations (e.g., PPSA, CSBFA, FIMCLA), as they relate to loan documentation
- Verifying Post Registration searches to ensure the Bank's priority position complies with that stipulated in the Credit Authoritarian and in cases where it does not conform, refer to ACE for appropriate action
- Input all required documents and related information to the Document Control System, following Bank policies and procedures to meet Document Center Performance objectives
Lending & Investment Specialist
Bank of Montreal
Mississauga
01.2012 - 04.2017
- Complete and analyze various credit applications like loans, mortgages, equity loans etc
- Perform 5C analysis to determine customer's potential and ability to approved for the loans
- Engage with several new and existing clients every day to understand their long term financial goals and objectives and their short term financial needs, present customized financial recommendations, offer advice and complete sales
- Build client loyalty by providing an exceptional client experience through delivering trusted advice resulting in consolidation of assets and earn referrals from your clients and friends
- Possess comprehensive knowledge of the local market, competitive offers, and economic trends of banking sector
Operations Manager
ENTECH USB INDIA Pvt. Ltd.
06.2007 - 01.2008
- Company Overview: UK-based world leading provider of utility invoice & data management services to commercial clients
- Optimized, implemented and successfully managed the tariffs/pricing database with efficiency and focus on quality
- Ensured individual client databases (over 20) and online information were updated
- Analyzed and prepared custom Energy-Usage manuals, detailing usage, forecasting & pricing
- Managed and motivated 9 direct reports to achieve peak productivity; evaluated performance
- Consistently recognized by management for maintaining and improving operations process efficiency and quality standards
- UK-based world leading provider of utility invoice & data management services to commercial clients
System Analyst
ENTECH USB UK Ltd
06.2006 - 05.2007
- Researched and collated large quantity of price/volume-based data of top energy suppliers and consulted clients
- Calculated new tariffs/pricing for contracted suppliers from clients' contract documents
- Set up unique databases for each client using complex in-house database tool
Management Information Coordinator
RELIANCE INDIA Ltd.
06.2002 - 01.2004
- Company Overview: Formerly Reliance Petroleum - laid pipelines across several Indian states, owned by AMBANIS
- Coordinated all information and communications for assigned projects
- Coordinated 5 project support staff in cross-state Global Project Management Unit
- Ensured work conducted in compliance with standard processes, policies and procedures and met quality and timeline metrics
- Formerly Reliance Petroleum - laid pipelines across several Indian states, owned by AMBANIS
Course Coordinator
NIIT (National Institute of Information Technology) Ltd
04.1999 - 04.2000
- Company Overview: one of world's leading talent development companies offering learning solutions to various enterprises in 40 countries
- Conducted training sessions in various corporate offices on software modules including C, C++, SQL 6.5, and Visual Basic
- Contributed towards development of course modules and course textbooks for a variety of computer courses
- One of world's leading talent development companies offering learning solutions to various enterprises in 40 countries
Education
Canada Investments Funds Course -
IFSE Institute
Toronto, ON01.2017
Master of Business Administration - Finance
York University
Toronto, ON01.2010
Bachelor of Science - Statistics
University of Mumbai
Mumbai, India01.2001
Skills
- Financial statement analysis
- Credit analysis
- Retail loans
- Mortgages
- Overdraft
- Car loans
- Line of credits
- Commercial
- Working capital
- Project financing
- Term financing
- Documentary credits
- Letter of credit
- Bank guarantee
- KYC
- Due Diligence
- Anti money laundering
- Consumer credit bureaus
- Commercial credit bureaus
- Equifax
- Internal risk rating platform
- Microsoft Office
- Advanced Excel
- Vlookup
- Sumif
- Pivot tables
- Word
- Power Point
- Outlook
- SQL
- C Programming
- UNIX scripts
- Excel macros
- MS Project
- Visio
Extracurricular Activities
Volunteered at Toronto Busker fest to raise money for Epilepsy Toronto. State Level Badminton Player, won many districts and divisions competitions. Member of the Schulich Marketing Association and Case Analysis Club.
Languages
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Punjabi
Advanced (C1)
C1
Timeline
Senior Analyst- Corporate Finance & Shared Services
Day n Ross
05.2020 - 05.2024
Compliance Analyst
TD Canada Trust
04.2018 - 04.2019
Small Business Lending Analyst
Scotiabank
06.2017 - 11.2017
Lending & Investment Specialist
Bank of Montreal
01.2012 - 04.2017
Operations Manager
ENTECH USB INDIA Pvt. Ltd.
06.2007 - 01.2008
System Analyst
ENTECH USB UK Ltd
06.2006 - 05.2007
Management Information Coordinator
RELIANCE INDIA Ltd.
06.2002 - 01.2004
Course Coordinator
NIIT (National Institute of Information Technology) Ltd
04.1999 - 04.2000
Canada Investments Funds Course -
IFSE Institute
Master of Business Administration - Finance
York University
Bachelor of Science - Statistics
University of Mumbai
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