PSM HEMANTH
Hyderabad,TG
Summary
As a Loan Doc Specialist, I focus on analyzing customer documentation submitted to the bank for mortgage loan applications. My responsibilities include meticulously verifying customer income and assessing their repayment capacity to ensure targeted and effective marketing strategies for mortgage loan products.
Overview
5
5
years of professional experience
Work History
Loan Doc Specialist
Wells Fargo
03.2020 - Current
- Reviews loan documentation for completeness, correctness and compliance.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Processed all FHA, VA, USDA, Agency and Non-Agency mortgage Loans.
- Responsible for performing a variety of loan documentation for complex loan packages.
- Communicated with the underwriter assigned to the loan.
- Assisted the manager with reporting, forwarding emails, and daily reports.
- Worked on the purchase agreement, IRS 1040, pay stubs, W-2, bank statements, and other documents sent by the borrower.
- Checked the Borrower credit reports whether there is any delinquency.
Education
MBA - Finance
CVSR ENGINEERING COLLEGE
01.2019
B.COM - General
ANISH COLLEGE OF COMMERCE
01.2017
Skills
- Operating Microsoft Excel
- Credit Analysis
- Data Accuracy
- Good communication skill
- Able to work in a team
- Great problem solving skill
- Quality Assurance
- Loan Processing
- Document Review
- Adaptability
Personal Information
Title: LOAN DOC SPECIALIST
Timeline
Loan Doc Specialist
Wells Fargo
03.2020 - Current
MBA - Finance
CVSR ENGINEERING COLLEGE
B.COM - General
ANISH COLLEGE OF COMMERCE