Puneet Singh
Noida
Summary
Results-driven Risk Analyst with over five years of experience in risk assessment, data analysis, and regulatory compliance. Seeking to contribute to a progressive organization that values continuous learning and offers opportunities to stay aligned with contemporary industry trends. Known for a strong work ethic, analytical thinking, and a proactive approach to identifying and mitigating potential risks. Eager to take on new and exciting challenges while driving organizational growth and enhancing professional expertise.
Overview
7
7
years of professional experience
Work History
Risk Monitoring Lead
Pine Labs
Noida
01.2024 - 05.2025
- Identified and assessed risks: Conducted risk assessments to identify potential operational, financial, and compliance risks, ensuring proactive mitigation strategies.
- Cross-Functional Collaboration: Worked with multiple teams (finance, operations, legal) to effectively address and mitigate identified risks.
- Developed Risk Management Frameworks: Assisted in creating and implementing risk monitoring frameworks to track key risk indicators (KRIs), and ensure regulatory compliance.
- Daily MIS Reporting and Merchant Performance Review: Prepared and analyzed daily MIS reports for reviewing PG (Payment Gateway), POS (Point of Sale), and MINI Merchant transactions. Monitored and assessed merchant transactions to identify trends, anomalies, and potential risks.
- Customer Profile Validation: Conducted thorough verification of customer profiles to ensure compliance with KYC norms and fraud prevention measures.
- Fraud Detection and Red Flags Identification: Identified potential fraud indicators and mitigated risks through enhanced due diligence.
- Underwriting Guidelines and Policy Implementation: Applied risk assessment models to ensure underwriting practices meet the company's risk appetite and regulatory requirements.
- Handle daily monitoring of vendor payouts, where suspicious transactions are highlighted to the business team.
Transaction Monitoring Analyst
SunCrypto
Jaipur
09.2024 - 12.2024
- Conduct real-time and batch transaction monitoring to identify and flag suspicious activities.
- Investigate alerts and potential red flags generated by transaction monitoring systems. Perform an in-depth analysis of customer profiles, transaction histories, and associated blockchain data. Prepared comprehensive investigation reports, and documented findings.
- Prepare and file Suspicious Activity Reports (SARs) by regulatory requirements and company policies.
- Perform Know Your Customer (KYC) checks, and ensure the accuracy and completeness of customer information. Conduct enhanced due diligence (EDD) on high-risk customers and transactions.
Senior Associate- Process Review
One97 Communication Ltd. (PAYTM)
Noida
05.2021 - 08.2024
- Monitored daily transactions to detect fraud and suspicious activity. Assessed risk indicators and escalated high-risk cases for review. Responded to real-time alerts for unusual customer behavior.
- Analyzed large datasets using Excel and SQL to identify anomalies. Created risk reports and dashboards for management insights. Improved monitoring workflows for greater efficiency.
- Collaborated with compliance, product, and tech teams on risk controls. Segmented customer profiles based on risk exposure. Maintained detailed logs for incident tracking and audits.
Investigation Associate
One97 Communication Ltd. (PAYTM)
Noida
07.2019 - 04.2021
- Handling fraud cases related to social media and the marketplace.
- Tracking all the risk-related critical cases.
- Coordinate with different stakeholders for the mitigation of identified risks. Follow-ups with the logistics team to ensure first-mile to last-mile delivery, pick-up, RTO, courier escalation, etc.
- Monitored customer service metrics and performance indicators to identify areas of opportunity.
Associate (HSN Code)
Partway Solutions India Pvt Ltd
Noida
08.2018 - 05.2019
- HSN Classification
- Product Classification
- Summary of the daily activity on PPT
- Monthly Report to be submitted to Team Managers.
Education
Master of Business Administration - Operations Management
IMT
Ghaziabad, India01.2021
Bachelor of Business Administration -
CCS University
India01.2018
High School Diploma -
D.A.V Public School
India01.2014
Skills
- Hive, SQL, MS Office (LOOKUP, PivotTables)
- Root Cause Analysis
- Strong communication skills
- Fraud Risk Detection and Prevention
- Key Risk Indicators (KRI) Development
- Willingness to learn
Timeline
Transaction Monitoring Analyst
SunCrypto
09.2024 - 12.2024
Risk Monitoring Lead
Pine Labs
01.2024 - 05.2025
Senior Associate- Process Review
One97 Communication Ltd. (PAYTM)
05.2021 - 08.2024
Investigation Associate
One97 Communication Ltd. (PAYTM)
07.2019 - 04.2021
Associate (HSN Code)
Partway Solutions India Pvt Ltd
08.2018 - 05.2019
Master of Business Administration - Operations Management
IMT
Bachelor of Business Administration -
CCS University
High School Diploma -
D.A.V Public School
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