R Yuvaraj
Ramapuram, Chennai
Summary
Loan Underwriter with 6+years of experience and committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Credit Underwriter
Kapitus Strategy Services Private Limited
Chennai
10.2020 - Current
- Credit Rating, Commercial Credit and Corporate Credit Analyst.
- Assesses the creditworthiness of individuals and business profiles.
- Analyzing financial documents and business credit reports.
- Verifying the discrepancies in the provided data for a smooth process.
- Evaluating, making decisions, and processing cases based on the policies.
Credit Underwriter
Jana Small Finance Bank
Chennai
11.2019 - 10.2020
- Visiting customer business premises and residential places for personal discussion.
- Verifying and validating customer KYCs and business documents for the payment process.
- Collection support for NPA customers.
Credit Verification Officer
IndusInd Bank
Chennai
04.2017 - 10.2019
- Responsible for E2E credit decisions with ABC (administrative, business, and collection support) for the business location.
- Skilled in coaching and monitoring the branch teams for business productivity.
Back Office Administrator
Kun Honda Two Wheelers
Chennai
06.2016 - 03.2017
- Completed training in direct Honda motors.
- Prepared reports on a weekly basis to track performance of back office operations.
- Reviewed, updated, and maintained customer accounts in the database.
Education
MBA - General Studies
06.2019
BBA - Business Administration
04.2015
Skills
- Analytical Thinking
- Due Diligence
- Quality Evaluation
- Problem-Solving
- Statement Review
- Statistical Analysis
Languages
- Tamil
- English
Hobbies and Interests
- Writing
- Mobile Photography
- Sports Activities
Certification
- Completed Intermediate certification in MS Excel.
Languages
Tamil
First Language
English
Proficient (C2)
C2
Timeline
Senior Credit Underwriter - Kapitus Strategy Services Private Limited
10.2020 - Current
Credit Underwriter - Jana Small Finance Bank
11.2019 - 10.2020
Credit Verification Officer - IndusInd Bank
04.2017 - 10.2019
Back Office Administrator - Kun Honda Two Wheelers
06.2016 - 03.2017
Loyola College, Pondicherry University - MBA, General Studies
St Joseph College of Arts & Science, Madras University - BBA, Business Administration
- Completed Intermediate certification in MS Excel.
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