Rabindra Kumar

Roles and Responsibilities:

• Conducted end-to-end testing of payment lifecycles, including initiation, validation, clearing, and settlement of SCT and SDD transactions.
• Developed and validated test scenarios based on ISO 20022 standards, and supported MT to MX migration activities for global banks.
• Worked extensively with XML-based message formats to validate data structures and ensure compliance with payment schemas.
• Utilized tools like JIRA for defect tracking and user story management throughout the agile SDLC.
• Monitored and troubleshot real-time payment messages using RabbitMQ and log files accessed via PuTTY and WebSphere.
• Performed Base64 encoding and decoding for secure message exchange and verification across payment interfaces.
• Participated in the SIT and UAT phases, coordinated with business analysts, and developers to resolve defects, and ensured the timely delivery of test results.
• Supported integration testing across multiple systems, ensuring seamless communication between payment engines and downstream systems.
• Documented test cases, test data, and defect logs, maintaining high standards of QA governance and compliance.

• Project Name: CashFit.
• CashFit is a program working on a financing and transaction banking system that is focused on payments and reporting connectivity.
• Roles and Responsibilities:
• Conducted manual and functional testing across various payment modules, ensuring alignment with business and regulatory requirements.
• Worked closely with Business Analysts (BAs) to understand payment processing flows, translate requirements into test cases, and clarify functional use cases.
• Executed End-to-End (E2E) testing of payment life cycles, covering SEPA payments, SCT (SEPA Credit Transfer), SDD (SEPA Direct Debit), and cross-border transactions.
• Performed UAT (User Acceptance Testing), collaborating with business users to validate functionality and ensure system readiness for production.
• Utilized Subject7 for automation support, reducing regression testing time and increasing test coverage across payment functionalities.
• Validated XML schemas to ensure the correct structure, field-level integrity, and compliance with ISO 20022 messaging standards.
• Participated in the verification and troubleshooting of payment files, including file structure, transformation, and message routing.
• Used defect management tools such as JIRA and HP ALM to log, track, and manage defects across testing cycles.
• Provided detailed daily status reports and participated in defect triage meetings to ensure timely resolution and retesting of issues.
• Supported environment setup and data conditioning for test cycles, ensuring test completeness and reliability.
• Ensured consistent test documentation and version control, contributing to audit readiness and traceability.

• Project Name: Payment 2.0
  Roles and Responsibilities:
• Performed comprehensive manual testing and UI testing for payment modules, ensuring functional accuracy and user experience compliance across platforms.
• Conducted end-to-end (E2E) testing of the full payment life cycle, covering transaction initiation, processing, settlement, and reconciliation for SEPA payments, including SCT, SDD, and cross-border payments.
• Led and supported UAT (User Acceptance Testing) cycles, working closely with stakeholders to validate real-world scenarios and ensure production readiness.
• Validated and verified ISO 20022 messages such as pain.001, pain.008, pacs.008, camt.056, and recall messages, ensuring message structure and field-level integrity as per XML schema definitions.
• Performed XML schema validations, checking message formatting, mandatory fields, and compliance with business and regulatory standards.
• Worked with SWIFT MT message formats, supporting interoperability between legacy and ISO 20022 systems during migration and dual-format operations.
• Collaborated with business analysts and developers to understand payment workflows, translate functional requirements into test scenarios, and ensure full coverage.
• Utilized defect management tools like JIRA, HP ALM, or similar platforms to log, track, and manage defects efficiently through the testing life cycle.
• Identified, documented, and tracked defects and anomalies, ensuring timely resolution and revalidation in coordination with development teams.
• Ensured all test activities met quality standards, regulatory compliance (e.g., PSD2), and client-specific requirements.