Rabindra Kumar Bhol
Dombivali East
Summary
I seek challenging opportunities where I can fully use my skills for the success of the organization. Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
13
13
years of professional experience
Work History
Senior Analyst
SitusAmc India Pvt. Ltd.
03.2021 - Current
- Working as First Review analyst to ensure all the loans are performed with compliance and as per state guidelines and client specific requirement
- Working as a Data Check analyst to ensure that the scrub of the loan has performed correctly and compliant with all state guidelines and regulations
- Help the client with the final and correct report about the exceptions and payment/fee variance that are present
- Scrutinizing various documents and checking borrower's information from such as 1003, 1008, AUS, Approvals, HUD, Note, Security Instrument, Title Final/Preliminary, Deed of Trust, Credit Application, Paystubs /W2, Bank Statement
- Checking various formats of Valuations like 1004, 2055, 1073, 2090, 1025, 2065, 2070, 2095, BPO, Desk Review
- Checking closing documents Truth In Lending Initial/Final (TIL), Right to Cancel (RTC)
- Review loan files for completeness and accuracy including but not limited to application and closing package, disclosures and their timeliness, compliance report
- Gather accurate data from appropriate documents to calculate APR tolerances, cash to/from borrower, fee thresholds /tolerance calculations.
Sr. Process Executive -Data
Cognizant Technology Solutions Pvt Ltd
07.2018 - 03.2021
- Working with the Foreclosure-Support Team
- Following up with various requests for approving Govt
- Fees for FNMA & FHLMC
- Responsible for Approving judicial and Non-judicial fees for conventional clients.
Sr. Preservation Coordinator - Exception Reporting
Altisource Business Solutions Pvt.Ltd
11.2015 - 07.2018
- Handling vendors by sending daily Grass cut reports
- Creating Contract Orders & Proposal Requests to maintain the property and avoid code violations.
Senior Process Associate
WNS
05.2013 - 10.2015
- Handling UK clients with their concerns related to the energy usage
- Handling Escalations.
Sr. Officer
ICICI Bank Ltd.
08.2010 - 10.2012
- Handling NRI,HNI clients
- Handling Senior Management Escalation.
Education
Honors Diploma in Banking and Financial Services -
National Institute of Information Technology
01.2010
Master in Business Administration (HR/Finance) -
Punjab Technical University
01.2010
Bachelor's in Technology (Electrical Engineering) -
Biju Pattnaik University of Technology
01.2008
Bachelor in Science -
Council of Higher Secondary Education
01.2003
High School -
High School Certificate Examination
01.2001
Skills
- Technical Understanding
- Client Management
- Analytics Program Experience
- Performance Monitoring
- Report Preparation
- Financial Modeling
- Knowledge of Business Operations
- Data Analysis
- Root Cause Analysis
- Workflow Analysis
- Process Enhancement
- Deadline Adherence
- Data Processing
- MS Excel
- Analytical Thinking
Timeline
Senior Analyst
SitusAmc India Pvt. Ltd.
03.2021 - Current
Sr. Process Executive -Data
Cognizant Technology Solutions Pvt Ltd
07.2018 - 03.2021
Sr. Preservation Coordinator - Exception Reporting
Altisource Business Solutions Pvt.Ltd
11.2015 - 07.2018
Senior Process Associate
WNS
05.2013 - 10.2015
Sr. Officer
ICICI Bank Ltd.
08.2010 - 10.2012
Honors Diploma in Banking and Financial Services -
National Institute of Information Technology
Master in Business Administration (HR/Finance) -
Punjab Technical University
Bachelor's in Technology (Electrical Engineering) -
Biju Pattnaik University of Technology
Bachelor in Science -
Council of Higher Secondary Education
High School -
High School Certificate Examination