Summary
Overview
Work History
Education
Skills
Timeline
Generic

Radhika Mathur

Vadodara

Summary

Dedicated and results driven banking professional working as a Deputy Manager in the largest Public Sector Bank in India, specializing in retail credit and Home Loan processing. Proven expertise in managing and optimizing loan processing operations, ensuring compliance with regulatory standards, and delivering exceptional customer service. Adept at analyzing financial statements, assessing credit worthiness, and mitigating risks to facilitate sound lending decisions. Known for a meticulous approach to detail, strong problem-solving skills, and a commitment to fostering positive client relationships. Seeking to leverage comprehensive retail credit knowledge and analytical acumen to contribute effectively to a dynamic financial institution.

Overview

6
6
years of professional experience

Work History

Deputy Manager

State Bank of India
Vadodara
01.2020 - Current
  • Worked as a Processing Officer with a specialized focus on Home credit, managing the Legal and Technical Cell.
  • Received numerous accolades for achieving top rank in the circle by processing a record-breaking volume of files
  • Achieved outstanding results as a Field Officer by driving a 100% growth in the branch's retail business within just 6 months, specializing in Personal finance and Auto Loan.
  • Acquired one year of experience as a Credit Analyst in Corporate Finance

Assistant Manager

Central Bank of India
Delhi
08.2018 - 12.2019
  • Assistant Branch Manager- Handling Banking Operations in a leadership role
  • Optimized Branch Operations by leading continuous improvement initiatives and implementing new processes
  • Fostered strong relationships with key clients resulting in 20% increase in business expansion and revenue growth

Education

Certified Associate of The Indian Institute of Banking And Finance -

Indian Institute of Banking And Finance
Delhi
08-2022

ACE Certification -

National Institute of Securities Market
Delhi
06-2021

Junior Associate of Indian Institute of Banking And Finance -

Indian Institute of Banking And Finance
Remote
09-2018

Bachelor of Science (Hons) - Electronics

Hansraj College, Delhi University
Delhi
05-2010

Skills

  • Well versed in Retail Credit including loan processing, Evaluating credit worthiness and financial analysis, Identifying and mitigating loan risks
  • Banking Operations, with a proven track record of achieving organizational goals
  • Self-motivated and disciplined, with an attention to detail, a strong work ethic and keen analytical skills
  • Strong communication and interpersonal skills, with an ability to work in multi-cultural environment

Timeline

Deputy Manager

State Bank of India
01.2020 - Current

Assistant Manager

Central Bank of India
08.2018 - 12.2019

Certified Associate of The Indian Institute of Banking And Finance -

Indian Institute of Banking And Finance

ACE Certification -

National Institute of Securities Market

Junior Associate of Indian Institute of Banking And Finance -

Indian Institute of Banking And Finance

Bachelor of Science (Hons) - Electronics

Hansraj College, Delhi University
Radhika Mathur