Radhika Mathur
Vadodara
Summary
Dedicated and results driven banking professional working as a Deputy Manager in the largest Public Sector Bank in India, specializing in retail credit and Home Loan processing. Proven expertise in managing and optimizing loan processing operations, ensuring compliance with regulatory standards, and delivering exceptional customer service. Adept at analyzing financial statements, assessing credit worthiness, and mitigating risks to facilitate sound lending decisions. Known for a meticulous approach to detail, strong problem-solving skills, and a commitment to fostering positive client relationships. Seeking to leverage comprehensive retail credit knowledge and analytical acumen to contribute effectively to a dynamic financial institution.
Overview
6
6
years of professional experience
Work History
Deputy Manager
State Bank of India
Vadodara
01.2020 - Current
- Worked as a Processing Officer with a specialized focus on Home credit, managing the Legal and Technical Cell.
- Received numerous accolades for achieving top rank in the circle by processing a record-breaking volume of files
- Achieved outstanding results as a Field Officer by driving a 100% growth in the branch's retail business within just 6 months, specializing in Personal finance and Auto Loan.
- Acquired one year of experience as a Credit Analyst in Corporate Finance
Assistant Manager
Central Bank of India
Delhi
08.2018 - 12.2019
- Assistant Branch Manager- Handling Banking Operations in a leadership role
- Optimized Branch Operations by leading continuous improvement initiatives and implementing new processes
- Fostered strong relationships with key clients resulting in 20% increase in business expansion and revenue growth
Education
Certified Associate of The Indian Institute of Banking And Finance -
Indian Institute of Banking And Finance
Delhi08-2022
ACE Certification -
National Institute of Securities Market
Delhi06-2021
Junior Associate of Indian Institute of Banking And Finance -
Indian Institute of Banking And Finance
Remote09-2018
Bachelor of Science (Hons) - Electronics
Hansraj College, Delhi University
Delhi05-2010
Skills
- Well versed in Retail Credit including loan processing, Evaluating credit worthiness and financial analysis, Identifying and mitigating loan risks
- Banking Operations, with a proven track record of achieving organizational goals
- Self-motivated and disciplined, with an attention to detail, a strong work ethic and keen analytical skills
- Strong communication and interpersonal skills, with an ability to work in multi-cultural environment
Timeline
Deputy Manager
State Bank of India
01.2020 - Current
Assistant Manager
Central Bank of India
08.2018 - 12.2019
Certified Associate of The Indian Institute of Banking And Finance -
Indian Institute of Banking And Finance
ACE Certification -
National Institute of Securities Market
Junior Associate of Indian Institute of Banking And Finance -
Indian Institute of Banking And Finance
Bachelor of Science (Hons) - Electronics
Hansraj College, Delhi University