Summary
Overview
Work History
Education
Skills
Timeline
Generic
RAFAT NAWAZ HAQUE

RAFAT NAWAZ HAQUE

Banking
Kolkata

Summary

A professional with over 22 years of experience in cross functional Consumer Banking , Depository Participant & Custodial Services . Worked with Kotak Mahindra Bank as Senior Vice President & Area Business Manager. Extensive experience in managing entire branch banking, sales, operations, marketing & business development. Proven track record of establishing systems / procedures, network expansion thereby contributing in a major way towards augmented growth and profitability levels. Training and orientation of all New Joinees in the Zone was successfully undertaken during this tenure. An effective communicator with good problem solving & relationship management skills.

Overview

28
28
years of professional experience
4
4
years of post-secondary education

Work History

Senior Vice President, Area Business Manager

Kotak Mahindra Bank
Kolkata
03.2021 - 04.2022
  • Managing one of the biggest area of Kotak Mahindra Bank in terms of branch network and business book
  • Instrumental in expansion of branch network in East and graduating the area to one of the profitable region
  • Overall responsible of sales, relationship, operation, compliance and risk management in consumer banking space.
  • Winner of various national Prizes, award for Various Business, Operation, Service & Quality
  • Process development and people management are my core competencies.

Vice President & Area Manager

Kotak Mahindra Bank Ltd
Orissa, North-East, Kolkata
01.2011 - 03.2020
  • Increased company growth through collaboration with sales and marketing departments.
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols.
  • Established performance goals for department and provided methods for reaching milestones.
  • Identified opportunities to improve business process flows and productivity.

Branch Manager

Kotak Mahindra Bank Ltd
Kolkata
01.2008 - 04.2011
  • Maintained friendly and professional customer interactions.
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Engaged employees in business processes with positive motivational techniques.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.


Branch Head

ICICI BANK LTD.
KOLKATA
01.2004 - 01.2007
  • Spearheaded variety of functions such as Wealth Management branch operations, man management, client servicing, system implementation, training, auditing, statutory compliance, recruitment, planning, new set ups, sales/marketing, retail operations, etc
  • Focusing on Branch Profitability − Recipient of National prizes/award towards business development, felicitated by ED

Branch Operations Manager

HDFC Bank Ltd
Kolkata
01.2001 - 03.2004
  • Co-ordination towards zero defect level and Audit & Compliance
  • Reporting to Branch
  • Manager &, Administered the entire operations of the bank, entailing strategic planning, retail banking operations, man management, client servicing, new business development, etc
  • Principal in the initialization of the Priority Banking for HNIs − Officiated as a Branch Manager for the last few months with the organization.

ZAP Infotech
01.2000 - 01.2001

The Sultan Centre
Muscat
01.1999 - 01.1999

Topaz Motors, Dealer of Daewoo Motors
01.1998 - 01.1999

Modi Telstra Pvt. Ltd
01.1995 - 01.1996

The Park
Kolkata
01.1994 - 01.1995

Education

Bachelor of Commerce - Commerce And Accounting

CALCUTTA UNIVERSITY
Kolkata
04.1992 - 03.1994

MBA - Finance

Swami Vivekananda Subharti University
Meerut, India
03.2020 - 03.2022

Skills

Strategic plans

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Timeline

Senior Vice President, Area Business Manager

Kotak Mahindra Bank
03.2021 - 04.2022

MBA - Finance

Swami Vivekananda Subharti University
03.2020 - 03.2022

Vice President & Area Manager

Kotak Mahindra Bank Ltd
01.2011 - 03.2020

Branch Manager

Kotak Mahindra Bank Ltd
01.2008 - 04.2011

Branch Head

ICICI BANK LTD.
01.2004 - 01.2007

Branch Operations Manager

HDFC Bank Ltd
01.2001 - 03.2004

ZAP Infotech
01.2000 - 01.2001

The Sultan Centre
01.1999 - 01.1999

Topaz Motors, Dealer of Daewoo Motors
01.1998 - 01.1999

Modi Telstra Pvt. Ltd
01.1995 - 01.1996

The Park
01.1994 - 01.1995

Bachelor of Commerce - Commerce And Accounting

CALCUTTA UNIVERSITY
04.1992 - 03.1994
RAFAT NAWAZ HAQUEBanking