Summary
Overview
Work History
Education
Educationqualification
Domineexpertise
Personal Information
Timeline
Generic

Raghavendra Hegde

Bangalore

Summary

Having 19+ years and 10 months of work experience in fintech, I am a seasoned professional with extensive expertise in merchant acquiring, payment gateways, billing integration, and dynamic currency conversion (DCC). My career spans roles in team leadership, installation, after-sales service management, and team management. I have successfully managed key accounts and maintained strong client relationships, ensuring high service quality and adherence to SLAs. With a proven track record in project execution, training program development, and operational efficiency, I have driven improvements in payment processing and technology integration across various sectors, including retail, hospitality, and e-commerce.

Overview

20
20
years of professional experience

Work History

Manager

PINE LABS PVT LTD
Bengaluru
04.2023 - Current

Responsibilities:

  • Implemented double tap payment solutions on Android devices for BMTC to enhance payment speed.
  • Executed single-wire integration at Metro Cash and Carry.
  • Transitioned CDIT and non-CDIT clients such as Pai International, Sangeetha, Puma, and Decathlon to cloud integration.
  • Managed end-to-end Dynamic Currency Conversion (DCC) integration at the terminal level and conducted cashier training on DCC implementation.
  • Integrated multiple UPI solutions to improve success rates for UPI transactions.
  • Transitioned offline clients to online payment solutions, including Plural PG.

Deputy Manager-Enterprise Clients

PINE LABS PVT LTD
Bengaluru
04.2010 - 03.2023

Responsibilities:

  • Managed top clients such as BMTC, Lifestyle, Metro Cash and Carry, Walmart, Flipkart, Puma Sports, and Decathlon, overseeing end-to-end terminal deployment and integration.
  • Handled technical issues for a network of 40,000 terminals, ensuring smooth operations and minimal downtime.
  • Conducted monthly meetings with clients to provide integration support and updates on new technologies for faster payment processing, including zero-click solutions, single-wire integration, server-to-server integration, and cloud integration solutions.
  • Led multi-acquirer integration with smart routing to ensure smooth transaction flow and optimized MDR (Merchant Discount Rate) for clients.
  • Increased UPI processing timelines at terminal level from 90 to 120 seconds to reduce UPI failure rates.
  • Enhanced the checkout process at terminal level for improved customer experience.

Team Lead (Field Operation)

PINE LABS PVT LTD
Bengaluru
04.2008 - 03.2010

Responsibilities:

  • Assisted in staffing, training, and business expansion plans.
  • Designed and conducted training programs to improve workforce efficiency.
  • Managed Daily Capacity Utilization and supervised a 50+ member team.
  • Oversaw POS deployment operations across Karnataka, ensuring timely execution.
  • Coordinated with stock teams for timely material dispatch PAN India.
  • Executed the Plutus project following client guidelines.
  • Managed SLAs for key merchants, deployment processing, UAT support, and service governance.
  • Implemented instant discount programs and NTP to TP drives.
  • Rolled out cloud-based and billing integrations.

Team Lead

KARR’S CORPORATION
Bengaluru
09.2004 - 02.2008

Responsibilities:

  • Led installation and after-sales service management.
  • Managed team operations and service delivery.

Domain Expertise:

  • Merchant Acquiring
  • Payment Gateway
  • Billing Integration

Education

Bachelor of Arts -

Karnataka University

Educationqualification

Graduation (BA)

Domineexpertise

Merchant Acquiring | Payment Gateway | Billing Integration | DCC | Hotel Industry | Key accounts relationship management | Team Management | SLA Management

Personal Information

  • Date of Birth: 07/04/1980
  • Marital Status: YES

Timeline

Manager

PINE LABS PVT LTD
04.2023 - Current

Deputy Manager-Enterprise Clients

PINE LABS PVT LTD
04.2010 - 03.2023

Team Lead (Field Operation)

PINE LABS PVT LTD
04.2008 - 03.2010

Team Lead

KARR’S CORPORATION
09.2004 - 02.2008

Bachelor of Arts -

Karnataka University
Raghavendra Hegde