Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Languages
Timeline
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RAGHAVENDRA M. N

Bangalore

Summary

Certified AML/KYC Specialist with over 6 years of proven expertise in Financial Crime Compliance (FCC) within Corporate and Institutional Banking. Hands-on experience in Client Due Diligence (CDD), Enhanced Due Diligence (EDD), PEP and Sanctions Screening, Negative News Analysis, and transaction monitoring. Skilled at using FIT, ACET, RDC, World Check, and regulatory frameworks (FATF, OFAC, APRA) to deliver audit-ready KYC profiles. Adept in onboarding, periodic reviews, event-driven reviews, and escalation handling aligned with global KYC standards (LoBP, Global Standards Manual). Strong stakeholder engagement across RM, Compliance, Legal, and FCC teams.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Senior Associate - Financial Crime Operations

Commonwealth Bank
02.2022 - Current
  • Company Overview: FCO - Corporate and Institutional Banking Division
  • Conduct KYC onboarding, periodic reviews, and event-driven reviews for corporate and institutional clients using FIT and ACET platforms.
  • Lead Enhanced Due Diligence (EDD) reviews for high-risk clients involving complex ownership structures (Trusts, Foundations, SPVs, Offshore Entities).
  • Perform PEP/Sanctions/Negative News Screening using World Check and RDC, and ensure accurate risk classification.
  • Liaise with Front Office (RM), Legal, and Financial Crime Compliance (FCC) teams for documentation and risk escalation.
  • Conduct QA checks on completed cases to ensure adherence to regulatory and internal CDD standards (APRA, FATF).
  • Contribute to audit preparations by ensuring case files are ACET/FIT compliant with detailed audit trails and justification narratives.
  • FCO - Corporate and Institutional Banking Division

GSU Analyst - Negative News Screening and EDD

HSBC Global Service Centre
08.2018 - 01.2022
  • Company Overview: CMB and GBM Divisions
  • Performed Level 3 Negative News Reviews for CMB and GBM clients with detailed case write-ups for FCC review.
  • Investigated adverse media alerts across multiple databases (World Check, RDC, ALE) and applied screening criteria as per HSBC's Global Screening Guidelines (GSG).
  • Documented EDD investigations ensuring full compliance with the HSBC LoBP (Line of Business Procedures) and ACAMS-aligned standards.
  • Acted as Subject Matter Expert (SME) for U.S. EDD negative news updates, maintaining stakeholder communications and training junior analysts.
  • Supported Pega-based NGT platform implementation for enhanced automation and screening efficiency.
  • CMB and GBM Divisions

Relationship Executive (Internship)

ICICI Prudential Asset Management Company
01.2018 - 04.2018
  • Supported client onboarding, investment profiling, and KYC documentation for mutual fund clients.

QA Test Engineer - Gaming Division

Pole to Win India Pvt Ltd
09.2013 - 03.2014
  • Conducted QA testing and quality assurance reporting for console-based video games, ensuring error-free delivery.

Education

Master of Management Studies - Banking & Financial Services

Jain Group of Institutions
01.2018

Bachelor of Commerce -

Dayananda Sagar B-School
01.2014

Skills

  • End-to-End KYC Lifecycle Management
  • Enhanced Due Diligence
  • Negative News Screening
  • Regulatory Risk Assessment
  • FIT and ACET Workflow Management
  • Data Mapping
  • Source of Wealth/Funds Validation
  • Complex Structure Reviews
  • STR/SAR Red Flags Identification
  • Quality Assurance
  • Audit Readiness
  • Cross-Functional Stakeholder Collaboration
  • Policy Adherence
  • Global Standards
  • AML Policies
  • CDD LoBP
  • KYC onboarding
  • Enhanced due diligence
  • Risk assessment
  • Negative news screening
  • Stakeholder communication
  • Process improvement
  • Training and mentoring
  • Team supervision

Certification

  • NSE Certified - Securities Market, Banking Sector, and Financial Markets Modules
  • Microsoft Office Specialist - Word, Excel, PowerPoint
  • Internal Certifications - AML Compliance (Commonwealth Bank, HSBC)

Accomplishments

  • Awarded 'Calmer of the Storm' Twice - HSBC CDD Operations
  • Recognized as 'Quick Starter' - HSBC for rapid adaptation to EDD SOP rollouts
  • Contributor to EDD Reporting Templates approved by HSBC FCC Team
  • Successfully piloted ACET Platform Enhancements for better risk classification in CBA

Languages

English
Proficient
C2

Timeline

Senior Associate - Financial Crime Operations

Commonwealth Bank
02.2022 - Current

GSU Analyst - Negative News Screening and EDD

HSBC Global Service Centre
08.2018 - 01.2022

Relationship Executive (Internship)

ICICI Prudential Asset Management Company
01.2018 - 04.2018

QA Test Engineer - Gaming Division

Pole to Win India Pvt Ltd
09.2013 - 03.2014

Master of Management Studies - Banking & Financial Services

Jain Group of Institutions

Bachelor of Commerce -

Dayananda Sagar B-School

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