Open To Work
Ragini Bhargava
Mumbai,
Summary
12 years of experience in US tax credits and financial analysis across firms such as Deloitte, KPMG and MGO, specializing in R&D tax credits (Section 41) Section 174, ERTC engagements, Orphan Drug Credit.
Overview
12
12
years of professional experience
Work History
Manager
KPMG Global Services (KGS)
Mumbai
11.2022 - 04.2026
- Led 10+ R&D Tax credit engagements annually across majorly software Industries, covering Federal and State Credits.
- Core team member to client studies that secured tax credits ranging from ~$10 to ~$25 million.
- Managed and mentored a team of around 6-8 associates in KPMG India practice.
- Fostered cross-functional collaboration with benchmarking and technology development teams for Internal R&D tool.
- Leading support team from KGS for Internal R&D tool to bridge gap between Business and Tech Developers.
- Led Business Unit (BU) Development for multiple BUs to strengthen relationships between US and India counterparts.
- Part of AI hackathons , Generative AI for persona-based data interpretation, improving analysis and speed of work.
Senior Associate
MGO India Pvt. Ltd
Mumbai
03.2022 - 09.2022
- Delivered multiple ERTC with end-to-end calculation and reporting.
- Supported high volume client delivery under tight deadlines.
Tax Senior
Deloitte Tax LLP
Hyderabad
01.2016 - 02.2022
- Executed 20+ R&D tax credit studies annually under Section 41.
- Supported claims ranging smaller and mid-range credits starting from $500K - $3Million.
- Certified user of Internal R&D Calculation tool.
- Documenting reports and deliverables for client access using Adobe PDF.
- Coaching 3-5 junior resources team members.
Portfolio Manager
Kotak Mahindra Bank Ltd
Mumbai
04.2014 - 12.2016
- Managed portfolio of 200 Crores in APMC market, ensuring alignment with client investment goals.
- Renewal of loan and documentation for existing customers.
- Generated reports detailing various metrics and account information.
- Recommended investment strategies to meet client financial objectives.
- Cross-sold and advised customers on diverse investment products to optimize financial outcomes.
Education
M.B.A -
SIES COLLEGE OF ARTS, SCIENCE, AND COMMERCE
Mumbai04-2014
Skills
Core Expertise:
- R&D tax credits (US and State)
- Financial Analysis and Compliance
Tools & Technology :
- Generative AI (Persona Building for Automation)
- Advanced Excel
- Internal R&D tool
Managerial / Leadership :
- Client relationship management
- Project management
- Cross - Functional Collaboration
- Business Unit Development
Accomplishments
- Employee of the Month at Kotak: Achieved recognition as Employee of the Month at Kotak within six months of joining, demonstrating quick adaptability and performance.
- Spot and Applause Award at Deloitte and KPMG : Received the Spot and Applause Award for excellent client services at Deloitte and KPMG, reflecting commitment and outstanding performance.
- Winners of the Inter-Company Women's Cricket Match: Led my corporate team to victory in an Inter-Company Women's Cricket Match, showcasing leadership and team spirit.
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
RemoteHybridSalary Range
₹199000/yr - ₹200000/yrTimeline
Manager
KPMG Global Services (KGS)
11.2022 - 04.2026
Senior Associate
MGO India Pvt. Ltd
03.2022 - 09.2022
Tax Senior
Deloitte Tax LLP
01.2016 - 02.2022
Portfolio Manager
Kotak Mahindra Bank Ltd
04.2014 - 12.2016
M.B.A -
SIES COLLEGE OF ARTS, SCIENCE, AND COMMERCE