Ragunathan R

Client-Gulf International Bank

• Checking the documents of Confirmed,Export and Imports with LC as per UCP,ISBP and Saudi Arabia guidelines.
• For Import documents,once received the original documents received from the Exporter bank will start checking the documents and Endorse the Bill Of Lading and make courier it to Applicant.
• For Export and Confirmed documents once received from the original documents and LC from beneficiary will start checking the documents and prepare the cover sheet manually then send it to issuing bank.
• Once finished with the checking,do the lodgement for all transactions and send the swift to corresponding bank like MT 734,754,756 etc.
• Provide the advice to customer for the status of transaction whether it’s clean or discrepancy.
• To do world check for all the third parties encountered in the third party documents.
• To do Marine Traffic for all the vessels presented in the Bill Of Lading to know any sanction or high risk countries while transporting.

Technical Side:

• Supporting the Business to implement the automation in Document Checking.
• Processing and giving some suggestions to make the application works better.
• To override the discrepancy and any extraction so that machine learning will be done in back end.
• Noting down the time taken and rendering of each transaction while processing the UAT

Client-HSBC,India

• Scrutinise the SCS(Supply Chain Solutions) documents with the terms and conditions of the LC for Hong Kong Traders.
• Documents to be checked by customised lc which was made for applicant’s convenience and to cross check with their BIS and TSS.
• Doing the indexing part while the documents came from onshore front office ,cross check with the bar code, bill amount and account number from HUB.
• Doing the goods annotation part ie with the help of macro ll cross verify the goods amount and quantity for avoiding partial shipment and for Aml purpose.
• Capturing the bills for wolf purposes and to avoid the sanctions concerns.
• To do wolf discounting is there any hit captured for goods,entity and sanction countries.

• Manage internal stakeholders by adhering to agreed Service Level Agreements and manages customer requirements
• Pre-checking of documents, Export (confirmed) and import documents checking with lc terms, UCP and ISBP
• Process requests and documents such as Letters of Credit: Issuance of Import
• Letters of Credit, Advising of Export Letters of Credit, Booking, and Settlement of Export and Import bills under Letters of Credit
• Accountable for the processing of requests & documents, received by the bank
• Review transaction monitoring and check for documents lying on AML and sanctions check
• Responsible for the mitigation of Operational & Regulatory risks observed during the verification or processing of LC or Documentary Collection.

• Pre-checking of documents, Export (confirmed) and import documents checking with lc terms, UCP and ISBP
• Checking the processing the document for Gulf countries.ie Dubai,Abu Dhabi,Iran,Saudi Arabia and Qatar.
• To do AML checks for each and every transaction to avoid money laundering.
• Check for sanction screening and if concern means ll raise to onshore team for further.
• Responsible for the mitigation of Operational & Regulatory risks observed during the verification or processing of LC or Documentary Collection.

• Scrutinize documentation in-line with UCP, ISBP, and LC
• CoordinatIon with the onshore team in Bangladesh and other units
• Involved in SGR, DO, and KOFAX-related activities
• Examine the international trade docs as per guidelines URC 522
• Liaising with Bangladesh local authorities to close Regulatory and
• Compliance Reporting
• Accuracy check-in LC application, LCA Form, and Proforma Invoice as per ICC
• Rules
• HS code update in Local Regulatory for Goods import
• Checking the incoterms for different modes of transportation
• Confirmed, Unconfirmed, May Add Confirmation, Revolving, Back to Back,
• UPAS, RED Clause, and GREEN Clause lc’s
• LC, Doc Checking:
• Ensure doc-check to avoid Sanctions, High risk and Transit countries
• Documentation checking and LC Issuance activities same as above.

• Date of Expiry -, Verification of the documents in line with UCP, ISBP with LC
• Coordination with various on shore branches in India
• Authorized Import/Export collections–Recording, Acceptance within
• TAT and maintained accuracy
• LC bills, Acceptance, Delivery order, Advice of refusal MT 734
• Prioritize effective strategies for customer satisfaction.

• Document verification in line with UCP
• Coordinated with onshore team and other processing units for effective outflow
• Created EOD daily reports, Managed mailbox effectively
• Worked on customer satisfaction through quality service delivery.