Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic
Rahul Aher

Rahul Aher

Transaction Banking- Trade Sales
Pune

Summary

Possess in-depth knowledge of asset and liability products/services, including: Digital Payments and Collection Solutions, Foreign Trade, Letters of Credit, Inland Bill Discounting, Current Account and Capital Account Transactions.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Relationship Manager– Trade Sales

SBM Bank (India) Limited
2023.08 - Current

- Develop and maintain strategic alliances with Chartered Accountants (CA) and Associations to generate additional fees and balances.

- Identify and pursue new business opportunities, generating additional business for the bank

- Provide trade-related services to clients, including Trade Finance and Trade Forex.

- Foster and maintain relationships with existing alliances, renewing agreements based on business potential.

- Ensure adherence to compliance policies and procedures.

Offer international banking facilities, including:
- Working Capital Requirement
- Project Financing
- Foreign Trade
- Letter of Credit
- Inland Bill Discounting

Commercial Banking Group- Relationship Manager

Axis Bank Limited
2022.06 - 2023.08
  • Deliver business growth by increasing key metrics such as asset size, Net Interest Income (NII), and Fee Income.
  • Strive to become the customer's trusted, primary banker by cross-selling a range of retail and wholesale banking products and solutions.
  • Achieve a balanced growth strategy by sourcing new, high-value business opportunities while retaining and deepening relationships with existing clients
  • Manage and optimize multiple lead generation channels, including branches, product teams, sales channels, and others, to drive business growth.
  • Serviced trade clients, providing a range of trade-related services, including Trade Finance and Trade Forex solutions.
  • Serviced all clients, providing digital payment and collection solutions to streamline their financial operations.
  • Offered a range of specialized banking facilities, including:International Banking, Working Capital Financing, Project Financing, Foreign Trade Finance, Letters of Credit, Inland Bill Discounting

Trade Relationship Manager

Kotak Mahindra Bank Ltd.
2021.06 - 2022.05
  • Managed Commercial Accounts (CA), Trade, and Foreign Exchange (Forex) accounts for a diverse client base.
  • Provided Working Capital solutions and Loan facilities to customers, driving business growth.
  • Oversaw a portfolio of trade customers, generating revenue through trade income and cross-selling of other products.
  • Managed working capital requirements for customers, offering tailored solutions including:
    - Pre-shipment Credit Facility (PCFC)
    - Pre-export Credit Limit (PCL)
    - Overdraft/Current Account (OD/CC)
    - Letters of Credit (LC)
    - Bank Guarantees (BG)
    - Facilitated seamless wire transfers, Liberalized Remittance Scheme (LRS) payments, and other trade services.

Accounts Manager- Transaction Banking Group

ICICI Bank Ltd
2019.02 - 2021.05
  • Source new corporate relationships for the bank, expanding our client base and revenue streams.
  • Understand and analyze client requirements, tailoring product and service offerings with competitive pricing.
  • Drive revenue growth from existing relationships, identifying opportunities for cross-selling and upselling across the assigned territory.
  • Provide end-to-end trade-related services to clients, including Trade Finance and Trade Forex solutions.
  • Offer Digital Payments and Collection Solutions to trade clients, streamlining their financial operations.
  • Deliver comprehensive banking facilities, encompassing International Banking, Working Capital Requirements, and Project Financing.

Education

MBA - Marketing

Savitribai Phule Pune University
Indira Institute Of Management, Pune
2001.04 - 2019.04

Bachelor of Engineering - Mechanical Engineering

Savitribai Phule Pune University.
Sanjivani College Of Engineering, Kopargaon
2001.04 - 2016.04

Skills

Customer Portfolio Management

New business generation

Customer Relationship Management

International Trade Finance

Foreign Exchange Knowledge

Certification

Certificate in international Trade Finance by IIBF

Timeline

Certificate in international Trade Finance by IIBF

2024-01

Relationship Manager– Trade Sales

SBM Bank (India) Limited
2023.08 - Current

Commercial Banking Group- Relationship Manager

Axis Bank Limited
2022.06 - 2023.08

Trade Relationship Manager

Kotak Mahindra Bank Ltd.
2021.06 - 2022.05

Accounts Manager- Transaction Banking Group

ICICI Bank Ltd
2019.02 - 2021.05

MBA - Marketing

Savitribai Phule Pune University
2001.04 - 2019.04

Bachelor of Engineering - Mechanical Engineering

Savitribai Phule Pune University.
2001.04 - 2016.04
Rahul AherTransaction Banking- Trade Sales