Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline

Rahul Chawla

Deputy Manager Operations
Allahabad

Summary

Results-oriented Banking Business Analyst with 10 years of experience in the financial industry. Proven track record of leveraging data-driven insights and analytical expertise to drive strategic decision-making, enhance operational efficiency, and optimize business processes within banking and financial services. Skilled in gathering requirements, conducting gap analysis, and collaborating with cross-functional teams to deliver successful projects. Adept at ILPS, LOS, LAS and utilizing industry knowledge and technical proficiency to bridge the gap between business and technology, ensuring alignment with regulatory requirements and customer needs.

Overview

12
12
years of professional experience

Work History

Senior Business Analyst

Knight Fintech Pvt Ltd
01.2024 - Current
  • Implemented Agile methodologies within project teams, increasing overall adaptability and responsiveness.
  • Led process mapping initiatives, resulting in optimized workflows and reduced redundancies across departments.
  • Collaborated with cross-functional teams, ensuring a cohesive approach to business analysis.
  • Implementation of integration of co-lending platform between Banks and NBFCs.
  • Implementing the Platform with the Bank's CBS to automate tasks Like, Cust ID Creation, LA Creation, Loan Accounting Enquiry.
  • Spearheaded end to end implementation of projects with the API and Bulk Upload Process.

Deputy Manager

HDFC Bank Ltd
05.2018 - 12.2024
  • Conducted thorough analysis of business processes, identified gaps, and recommended solutions to improve operational efficiency and effectiveness.
  • Managing team of Field Officers and Sales Executives to Train and develop their skills from time to time.
  • Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
  • Maintaining Relationship with Business Sourcing Associates which lead to Year to Year increase in the business by 50%.

Senior Associate

BMTG India Advisors Ltd
10.2015 - 01.2018
  • Helping Tech Team and giving insights over the Underwriting Process for System Automation
  • Assessment of 4 C's of underwriting for individual Borrower and Checking the same is implemented in "Tinman" System
  • Review of Loans to validate it is meeting investor specifications.
  • Review of the Special Conditions added to the Loans to look for any changes in the Norms of the loans

Senior Underwriter

Quattro Mortgage Solutions Pvt Ltd.
04.2015 - 10.2015
  • Assessment of an Individual for the Loan eligibility.
  • Working on the Clients files to Check for the Eligibility and Loan Approval.
  • Review files to Check for the Investor Specific Guidelines are met.

Associate

XL Dynamics
01.2013 - 04.2015
  • Assessment of 4 C's of underwriting an individual Borrower.
  • Review of Loans to validate it is meeting the Agency ( FNMA/FHA/VA ) Specifications..
  • Working on Investor packages sent to Government Agencies to see they all the requirements.
  • Working on the Issues received from Government Agencies to validate the cause and Process to be taken to avoid such Issues.

Education

MBA - Finance

Shri RamMurti Smarak International Business School, Lucknow
04.2011 - 2013.03

Bachelor of Commerce - Commerce

Allahabad University, Allahabad
04.2008 - 2011.03

Skills

Process and procedure development

Accomplishments

  • Knight Fintech : Played a Major Role in Creating a Co-lending Journey of Bank of Baroda and Capri Loans for Gold Loan under CLM1 Hybrid Model.
  • Knight Fintech : Helped SIDBI to add Ugro Capital as a Partner and complete the End to End Integration of LOS within 3 weeks.
  • For HDFC Ltd / HDFC Bank Ltd : Played a key role in the implementation of “Legal Report Approval” Resulting in reduction in time of the Legal Approvals and onboarding Jubilant Ingrevia for Corporate Relationship resulting in an increased Business revenue when acting as Branch In-charge for a Branch.

Timeline

Senior Business Analyst - Knight Fintech Pvt Ltd
01.2024 - Current
Deputy Manager - HDFC Bank Ltd
05.2018 - 12.2024
Senior Associate - BMTG India Advisors Ltd
10.2015 - 01.2018
Senior Underwriter - Quattro Mortgage Solutions Pvt Ltd.
04.2015 - 10.2015
Associate - XL Dynamics
01.2013 - 04.2015
Shri RamMurti Smarak International Business School - MBA, Finance
04.2011 - 2013.03
Allahabad University - Bachelor of Commerce, Commerce
04.2008 - 2011.03

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Rahul ChawlaDeputy Manager Operations