Rahul Huria

Product Owner, Consulting & Implementation for :

• BCB (Business & Commercial Banking (BB & SME) Commerical Onboarding
• BCB Ongoing KYC
• Commercial Lending nCino Migration (BB & SME)
• Wholesale Credit & Lending (Post Approval Program) Transformation
• Maintaining Product Backlogs , Running Program Increments & Dependency Management

Individual Contributor :

• Product Owner for ' Digital Mortgage Integrations ' for UK Financial Service Provider (Building Societies & Banks)
• Business Consultant as a part of Professional Services & Implementation team

People Management :

• Leading a team of Business Analysts

Previous Assignments:

• Data Migration, 17*7 Support,Training & Consulting for one of the biggest Banks in UK.

New Product Development for ‘FinnOne Neo'

• Business Requirement Gathering & Process Mapping.
• Managing Product Walk Through and Proof of Concepts.
• Extensively worked on Corporate Leasing functionality.
• Conducting internal and external User Trainings .
• Cross functional team co-ordination

• Preparation of ‘ Elaboration Overview' and ‘ Functional Overview' Documents for Product Development.
• Building JIRA Structures & User Stories for Enhancements & Customer Change requests in an Agile environment
• Conducting internal and external Product Trainings .
• Understanding the business and regulatory requirements
• Providing support to the customers, analyzing functional issues & providing business solutions.

Business Analyst: Retail & Corporate Lending

• Business Requirement Gathering, Process Mapping and UAT.
• Preparation of Functional Specification documents for the development of new products including ‘Dealer Front End System' & ‘Loan Origination System' for large financial conglomerates.

Pre Sales Consulting

• Detailed Product Walk Through and Proof of Concepts.
• Demonstrating product capability and establishing product superiority against competitor's products.
• Conducting internal and external User Trainings .

FLEXCUBE Core Banking Solution (CBS ): Retail & Corporate Modules

• RFP and RFI responses, Demonstrating product capability and establishing product superiority
• Managing Product Walk Through, Proof of Concepts and Gap Analysis
• Solution Architecting and Fitment Analysis in consultation with Delivery and Sales

Domain & Modules :

• Exposure to Corporate modules including Loan Syndication , Bill Discounting, Letter of Credit & Integrated Liquidity Management.
• Extensive knowledge of Retail modules like Consumer Lending, Deposits, CASA & Internet Banking.
• Also worked on Oracle FLEXCUBE Investor Servicing

Handling Branches for Personal Loan Processing in Delhi NCR

• Meeting Sales Targets and managing a team of Credit Managers, responsible for streamlining the operations , improving organizational efficiency & Branch Portfolio.
• Overall Credit Portfolio monitoring : Credit Underwriting of Personal Loans by ensuring compliance with set procedures and systems, within specified turn round time, ensuring Loan Insurance Coverage.

Audit & Reporting :

• Management Information Reports and Process Compliances.
• Reporting to Management and Auditors, Level 3 & 5S compliances for ‘Quality of Processes' & ‘Workplace Transformation'

Branch Operations:

• Dealing with Walk-in customers, analyzing their Housing loan requirements and providing tailor-made solutions to them like Step-up's Repayment Facility, Structured EMI and Ballon Payment Facility.
• Meeting the sales targets for Mortgages and Insurance
• Looking after the marketing activities, customer retention & service, daily administration & recoveries.

Credit Processing Hub:

• Conducting Legal, Technical and Credit Appraisal - Determinations of Financial eligibility of individuals.