Summary
Overview
Work History
Education
Skills
Projectsandthesis
Jobtraining
Otherdetails
Personal Information
Awards
Timeline
Generic

Rahul Khurana

Patiala

Summary

Strong leader and problem-solver dedicated to streamlining Credit & Operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.

Overview

7
7
years of professional experience

Work History

Assistant. Manager- Credit & Operation

Uni-Com Fincorp Pvt Ltd
05.2024 - Current
  • Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customers.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Optimized credit approval.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Final Disbursement, Branch operation work, PDD, NACH, Prepare Payments, Customer Handling, Fard Chain Check, Property Paper Check, Organizing & performing Tasks within defined TAT for file processing, Also provide training to sales team & credit team about product & policy, Complete Credit check, Compliances of documentation & signing off disbursement & Legal Chain Check.
  • Supervised day-to-day operations to meet performance, quality and service expectations.
  • Conducted thorough risk assessments for complex loan applications, ensuring compliance with regulatory requirements and minimizing potential losses.
  • Strengthened underwriting standards by conducting regular audits of completed credit reviews and providing constructive feedback to analysts on areas for improvement.

Sr. Credit & Operation Executive

Uni-Com Fincorp Pvt Ltd
05.2023 - 05.2024
  • Final Disbursement Check, Branch operation work, PDD, NACH, Prepare Payments, Customer Handling, Fard Chain Check, Property Paper Check, Organizing & performing Task within defined TAT for file processing, Also provide training to sale team & credit team about product & policy, Complete Credit check, Compliances of documentation & signing off disbursement.
  • Conducted thorough risk assessments for complex loan applications, ensuring compliance with regulatory requirements and minimizing potential losses.
  • Managed a high-performing team of credit analysts, providing guidance, training, and support for professional development.
  • Successfully managed complex credit restructuring cases, working closely with borrowers and internal stakeholders to develop mutually beneficial solutions that minimized losses.

Credit & Operation Executive

Uni-Com Fincorp Pvt Ltd
02.2022 - 05.2023
  • Branch operation work PDD, NACH, Prepare Payments, Customer Handling, Organizing & performing Task within defined TAT for file processing, Also provide training to sale team & credit team about product & policy, Complete Credit check, Compliances of documentation & signing off disbursement.

Branch Operation Manager

L&T Financial Services
10.2019 - 01.2022
  • Branch Operations Management, Credit Loan Appraisal, KYC, Cash Management, Collection Management, Loan Disbursement, Vault and Branch Keys Managements, Also provide training to sale team & credit team about product & policy, Risk Management, Team Management.

Junior Executive Operation

Axis Bank Ltd
05.2018 - 10.2019

Innovation Engineer

Stem Robot
08.2017 - 11.2017

Education

10th -

Play Ways High School

12th -

S.D.S.E. Sr. Sec. School

B.Tech in Electronics and Communication Engineering -

Desh Bhagat University
01.2017

Skills

  • Customer Relations
  • Staff Supervision
  • Task Delegation
  • Operations Management
  • Compliance understanding
  • Policy Enforcement
  • Computer Skills, MS Office, MS Excel, MS Power Point
  • Arduino Software
  • Scada RS view32 automation
  • Circuit Design Suite 110
  • Modkit Micro
  • C
  • Banking software: LOS, Shikhar, Finacle, Branch Analytics, Fin Inquiry, CRIF High Mark, TransUnion Cibil
  • Banking Applications
  • Vlookup
  • Pivot Table

Projectsandthesis

  • RE ROBOT CAR: This is minor project in this we can control CAR using by Remote.
  • WATER LEVEL INDICATOR: It is minor project by using this we can learn that how much tank is filled by water.
  • GESTURE SENSING SPY ROBOT CAR: In this project we can control robot by using movements of Our Hands. I Tilt Our Hand in Forward, Left, Right And Backward then Robot Move According to your Gestures.
  • HOME AUTOMATION: Electronic Appliances are control by using Bluetooth with Arduino

Jobtraining

  • 6 MONTHS INDUSTRIAL TRAINING in EMBEDED, ROBOTICS & AUTOMATION at Aa2it ZCC, Mohali
  • 45 days ROBOTICS TRAINING at INFOBIZ, Group of Corporate, PATIALA

Otherdetails

Father Name : Mr. Pawan Khurana 

Married Status: Unmarried

Gender: Male

Personal Information

Date of Birth: 30/11/1994

Awards

  • Because of my Strong Interpersonal and Term Management Skills, I was Selected as a Team Leader by Aa2it ZCC to Direct a Group of 4 people
  • For Maintaining Co-ordination among Group Members and Carrying out the Project on Time I was Given a Appreciation from My Teachers.
  • For Accomplishing Summer Training project with proper documentation, Coding, Style, Knowledge about Project. Teachers was given me a chance to Display your Project in College FEST OF PROJECT EXHIBITION.

Timeline

Assistant. Manager- Credit & Operation

Uni-Com Fincorp Pvt Ltd
05.2024 - Current

Sr. Credit & Operation Executive

Uni-Com Fincorp Pvt Ltd
05.2023 - 05.2024

Credit & Operation Executive

Uni-Com Fincorp Pvt Ltd
02.2022 - 05.2023

Branch Operation Manager

L&T Financial Services
10.2019 - 01.2022

Junior Executive Operation

Axis Bank Ltd
05.2018 - 10.2019

Innovation Engineer

Stem Robot
08.2017 - 11.2017

10th -

Play Ways High School

12th -

S.D.S.E. Sr. Sec. School

B.Tech in Electronics and Communication Engineering -

Desh Bhagat University
Rahul Khurana