Rahul K K
Thrissur
Summary
Accomplished professional with expertise in portfolio monitoring and NPA detection particularly SME loans at ESAF Small Finance Bank Ltd (off role). Proven ability to enhance financial health through strategic transaction analysis and stress assessment. Adept at fostering collaboration and ensuring compliance, leveraging strong analytical skills and attention to detail to drive results.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
Work History
Asst. Manager Credit Monitoring& Recovery Dept.
Grampro Business Services for ESAF Small Finance Bank Ltd
Thrissur
01.2023 - Current
- Portfolio Monitoring of MSME Advances
- Transation Monitoring of RC loans
- Post disbursement monitoring and PDD Management
- Early detention of Slippage and follow up of probable NPA Loans
- Detention of EWS
- Verification of Stock and Receivables for DP fixing
Accountant
Vaidyaratnam Oushadhasala Pvt Ltd
Thrissur
01.2018 - 01.2023
- Primary Accounting Functions
- Cash Keeping& Handling
- GST Returns
- Finalization of Books
- Stock verification
Education
Bachelor of Commerce Finance - Finance
University of Calicut
Malappuram, Kerala 06.2011 - 06.2014
Skills
- Portfolio Monitoring of MSME Advances
- Transaction analysis
- Post Disbursement Management
- NPA Detection
- Stress Detection and Assessment
Reference Available
- Sreekumar R, Associate Vice President, Credit Monitoring Dept, ESAF SFB Ltd Mob No: 9072 661 919
- Jose Rapheal, Chief Manager, Supervisor, SME loans, Credit Monitoring Dept. ESAF SFB Ltd. Mob No: 9962 565 580
Timeline
Asst. Manager Credit Monitoring& Recovery Dept.
Grampro Business Services for ESAF Small Finance Bank Ltd
01.2023 - Current
Accountant
Vaidyaratnam Oushadhasala Pvt Ltd
01.2018 - 01.2023
Bachelor of Commerce Finance - Finance
University of Calicut
06.2011 - 06.2014