Summary
Overview
Work History
Education
Skills
Certification
Timeline
Hi, I’m

Rahul Rankesh

(Payments | E Commerce | Digital Banking)
Bengaluru,KA

Summary

Product and analytics-focused leader with 10+ years of experience in e-commerce payments, merchant acquisition, digital banking, and data-driven product development. Experienced in scaling payment systems, optimizing checkout flows, improving transaction performance, and building analytics frameworks used across global product and engineering teams.

Strong experience influencing product roadmaps, collaborating with engineering, defining metrics, building dashboards, and writing problem statements aligned with international Payments, Merchant Services, and Digital Commerce teams.

Overview

15
years of professional experience
2
Certifications

Work History

HDFC Bank

Senior Manager, Product & Data Analytics
01.2015 - Current

Job overview

Key Impact

  • Situation: Merchant portfolios showed stagnant activation, and inconsistent routing efficiency.
  • Task: Improve merchant conversion, activation, and transaction volume.
  • Action: Applied regression analysis, funnel diagnostics, and incentive modeling. Redesigned onboarding workflows and collaborated with engineering to streamline approval steps.
  • Result: Delivered ₹1,100 Cr incremental GMV, 40% merchant activation, and a 30% onboarding time reduction.


Product Responsibilities and Achievements

  • Conducted deep-dive analyses into payment failures, checkout drop-offs, and routing inefficiencies to inform product feature changes.
  • Migrated major merchants (Amazon, Flipkart) from aggregator to direct integration, improving payment reliability and control.
  • Designed dashboards for product, growth, and leadership teams using Python, Power BI, and BI tools.
  • Produced weekly WBR-style reporting to track product health, merchant metrics, and operational risks.
  • Partnered with product managers, tech teams, and risk units to define requirements, validate hypotheses, and scope enhancements.
  • Led A/B style experiments on incentives, checkout flows, and merchant segments to drive measurable improvements.


Virtual Banking Team — Product Operations Analyst (2015–2017)

  • Improved digital journeys across 500+ customers by simplifying task flows, removing operational friction, and driving digital adoption.
  • Identified customer pain points, and built reporting loops to inform product improvements.

Limtex Infotech

Training Team Leader
02.2012 - 01.2015

Job overview

  • Led training pipelines for product and operational teams.
  • Improved performance consistency for 650 trainees.
  • Monitored industry trends, incorporating best practices into training programs for continuous improvement.
  • Delivered exceptional results by consistently updating course content to reflect evolving business needs.

BNKe Solutions

Senior Executive
02.2011 - 02.2012

Job overview

  • Built operational dashboards and early reporting systems.
  • Managed top 10 providers in US

Education

JGU
Bengaluru, India

MBA from Financial Accounting
04.2001

University Overview

Skills

Strategic planning Talent development Operations management

Certification

Machine Learning for Managers — IIT Bombay

Timeline

Machine Learning for Managers — IIT Bombay

12-2025
Senior Manager, Product & Data Analytics
HDFC Bank
01.2015 - Current
Training Team Leader
Limtex Infotech
02.2012 - 01.2015
Senior Executive
BNKe Solutions
02.2011 - 02.2012
JGU
MBA from Financial Accounting
04.2001
Rahul Rankesh(Payments | E Commerce | Digital Banking)