Summary
Overview
Work History
Education
Skills
Websites
Hobbies and Interests
Timeline
Generic
Rahul Singh

Rahul Singh

New Delhi

Summary

Data Scientist at Herofincorp specializing in predictive modeling and data visualization. Increased profitability by 15% through advanced analytics and strategic insights. Proficient in Python with strong analytical skills, transforming complex data into actionable business strategies.

Overview

4
4
years of professional experience

Work History

Data Scientist

Herofincorp
12.2023 - Current
  • Developed Economic Profit (EP) calculations by creating micro-segments based on campaign type, lifetime bounce, and customer type. Factored in metrics such as revenue, explicit costs, and implicit costs to compute EP values. These insights highlighted segment-level profitability and contributed to a 15% improvement in overall profitability.
  • Developed a dashboard to monitor campaign performance across EP segments, tracking metrics like EP value, bucket-X resolution, bucket-X bounce, FEMI/SEMI bounce, FPD/SPD, and 30+ DPD over the first 6 months and others metrics—enabling month-on-month performance analysis by segment and campaign.
  • Identified small-ticket loan opportunities by cross-selling personal loans to existing electric two-wheeler customers, uncovering ₹147 crore in potential disbursements from low-risk customer segments.
  • Developed an advanced delinquency behaviour scorecard model for two-wheeler loan (TWL) to loyalty personal loan (LPL) utilizing XGBoost, achieving a Gini coefficient of 47% for predicting customer defaults. Successfully reduced the portfolio bad rate by 63% through the strategic implementation of this high-accuracy predictive model.
  • Developed risk-based pricing segments using past performance metrics (bounce, DPD), risk scores, and propensity scores to assign differentiated interest rates, resulting in a 15% optimization in interest rate strategy.
  • Developed a behaviour scorecard model for LPL to Top-up loans using XGBoost, achieving a Gini coefficient of 52%. Conducted swap-in/swap-out analysis with the model, leading to an 18% increase in the eligible customer base and a 54% reduction in bad rate.

Data analyst

OPK E services
04.2023 - 12.2023
  • Developed a predictive model using random forest by understanding the preferences and behaviours of different customer groups with 87.6% of accuracy.
  • Analysed campaign and customer segment performance metrics, including open rate, click-to-open rate, click rate, and eCPM. Identified customer segments with bi-weekly performance patterns and implemented targeted campaigns, resulting in 8.2% increase in eCPM.
  • Automated campaigns in Python to reduce execution time and minimize errors.
  • Analysed customer behaviour and segmented users based on their behaviour, resulting in a 15% increase in click-rate.

Junior Data Analyst

Tarni Enterprises
07.2021 - 03.2023
  • Maintaining databases of daily production, inventory and dispatch on daily basis.
  • Carry out basic data analyses and produce written reports of findings, using tools like MS Excel or Power BI.
  • Help develop dashboards and visualizations to give non-technical personnel oversight of company data sources.

Education

B. Tech - Civil Engineering

Dr. APJ Abdul Kalam Technical University
Lucknow
01.2019

Skills

  • Microsoft Excel
  • Python programming
  • Data manipulation with Pandas and Numpy
  • Data visualization with Matplotlib and Seaborn
  • Machine learning with Scikit-Learn
  • Predictive modeling techniques (Random Forest, Linear regression, Logistic regression, Decision Tree, Xgboost)
  • SQL
  • Statistical analysis
  • Exploratory data analysis (EDA) and data cleaning processes
  • Version control with GitHub
  • Amazon Web Services (AWS)
  • Deep learning frameworks (Keras and TensorFlow)
  • Neural networks architecture (ANN and CNN)

Hobbies and Interests

  • Sketching
  • Watching movies
  • Cooking

Timeline

Data Scientist

Herofincorp
12.2023 - Current

Data analyst

OPK E services
04.2023 - 12.2023

Junior Data Analyst

Tarni Enterprises
07.2021 - 03.2023

B. Tech - Civil Engineering

Dr. APJ Abdul Kalam Technical University

Similar Profiles

CREATE PROFILE
Rahul Singh