
Detail-oriented professional with strong skills in credit monitoring, risk assessment, and data management. Committed to enhancing operational efficiency and supporting organizational goals through effective communication and collaboration.
knowledge of PD.
Knowledge of handling underwriting housing and LAP.
Detilaled financial statements analysis and customer profile.
Preparing MIS and other statements with a view to apprise managements of the process operation and assisting creitical decision -making process.
Knowledge of OPS and disbursements.
Ensure TAT(Turnaround Time) adherence and enhance customer experience while balancing risk.
Drive productive and efficiency through process improvements and automation .
Evaluate loan proposals by assessing creditworthiness, income documents , banking , financial statements, and collateral .
Coordinate closely with sales team. operation and risk team to maintain portfolio quality and ensure timely decision.
Knowledge of Legal and Technical.
Managed vendor relationship and led a dynamic credit team.