Rahul Tejasswi

· Strong understanding of Credit Risk, including assessing customer creditworthiness through financial analysis and payment behavior.

· Proficient in Transaction Monitoring to identify anomalous or suspicious activity indicating potential fraud or money laundering.

· Hands-on experience with Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes to ensure regulatory compliance and assess high-risk customers.

Develop and maintain credit risk dashboards and reporting used by senior leadership, and risk committees.

Collaborate with stakeholders to implement process improvements, and enhance risk data quality and governance.

· Proven ability to manage workload independently, juggle multiple responsibilities, and perform effectively under pressure.

• Analyzed customer credit profiles, including credit scores, income statements, cash flow and collateral values.
• Presented findings from research projects at internal meetings and conferences.

• Conduct Risk-Based Investigations (RBI) and file Suspicious Activity Reports (SARs) in line with regulatory requirements.
• Investigate Transaction Monitoring (TM) alerts related to money laundering, fraud, and money mule activities, analyzing associated accounts holistically.
• Perform KYC verification, detect fake or modified documents, and identify red flags such as APP fraud, CNP fraud, and duplicate accounts.
• Experienced in sanction screening, adverse media, EDD reviews, including PEP, and high-risk accounts.
• Collaborate with law enforcement, and use tools like TC-40 reports to support investigations.
• Ensure compliance through SOP design, fraud detection, and knowledge of RCSA, PEP, and TPRM frameworks.
• Maintain strict confidentiality throughout all investigations.
• Conducted thorough analysis of compliance issues to ensure regulatory adherence.
• Identified potential risks in financial processes for improved decision-making.
• Monitored and reported on risk indicators to senior management regularly.

• Maintained daily SLA compliance, and managed escalated fraud cases with high accuracy.
• Investigated fraudulent transactions, check fraud, and card abuse, acting per SOPs.
• Assisted in the development of new procedures for managing operational risks across multiple business units.
• Mentored multiple new hire batches (in-person and virtual), providing coaching to enhance analytical and risk assessment skills.
• Conducted fraud investigations, KYC, and AML reviews across buyer/seller accounts on the Amazon platform.
• Contributed to ad hoc projects that reduced fraud chargebacks and bad debts, and supported BRI initiatives (e.g., performance analysis, RCA, and Tableau data issues).
• Recognized for using both tools and intuition to strengthen platform trust, and ecosystem safety.