Rahul Verma

Having Credit Manager authority in Pan India Underwriting: Centralized Credit Underwriting

• Investigated and evaluated customers for creditworthiness and potential risk factors.
• Improved credit risk management by implementing effective underwriting policies and procedures.
• Work cross-functionally with sales, management, and other departments to maintain effective operations.
• Collaborated with management to evaluate credit strategies and develop improvements.
• Developed strong relationships with clients through professional communication and timely resolution of credit issues.
• Build the portfolio for the Pan India branches for Underwritten.

• Working in operation team it's a pilot process we had complete our training in 6 months by client (Canada Team)
• Met always tat and Productivity on time
• Working as QA (quality audit) for personal and property endorsements
• Constrain in New User set and User Deletion part
• Collaborated with team members for enhanced process efficiency and productivity.
• Part of HR team as HR catalyst.
• Handled high volumes of incoming work requests professionally while maintaining excellent organization.
• Managed multiple tasks simultaneously, ensuring timely completion of all assignments.

• Having CRM (Credit Relationship Manager) authority Delhi, NCR, Punjab & UP
• Doing the CRM for the same
• Build the portfolio for the Delhi NCR branches
• Manage Pan India Underwritten
• Coordinate All Branches for disbursement, Deferral, PDD, & Audit Score
• Coordinate with external departments like Sales, Credit, Collection and technical to achieve the overall business goal
• Ensured for smooth processing and disbursement of loan application files within TAT
• Ensure resourceful and operational efficiency to meet the business growth
• Ensured maximum customer satisfaction, achieving delivery and service quality norms to build credibility
• Given the process training of new joiner.

• Perform quick data entry (QDE) of customer profile in system
• Perform detailed data entry (DDE) of customer in system for loan and credit applications which involves customer personal, work details, address, income, CIBIL check etc
• Perform Know your customer (KYC) procedure for customer
• Working as Quality auditor for Personal loan
• Provide training of new employee and resolve the query of team and manage team absence of manager.