Rahul Verma, CAME

• Check fraud- critical analysis of checks deposited by customer on the banks platform to evaluate and upraise the check after posting of checks to either approve or reject the checks as per SOP.
• ACH Fraud- checking whether the member is doing valid ACH transactions in his account as per the process requirement.
• MCD- (Mobile Check Deposits) Critical analysis of checks before the checks gets posted to safe guard the bank and minimize losses.
• ACH-(Automated Clearing House) Prevention and detection of ACH related fraudulent activities in Members accounts.
• ATO-(Account Take over) Detection of evidences of ATO by using internal tools and self investigatory capacity to Prevent losses to customers and organization.
• HHL-(Hold Harm Less letter) Detection of Fraudulent transactions in customers account and verifying if those transaction have been recalled by the indemnifying bank.
• SAR Preparation for alerts meeting filling requirements
• Transaction monitoring
• SME-Mentoring a team of newly appointed executive to increase efficiency and productivity as per business requirements.
• Used good judgement in assessing challenging developments to provide insightful resolutions for company.
• On Floor support to help team members to improve productivity and quality or work delivered.
• Data preparation on monthly basis including Quality and production metrics

AML Analyst / Compliance Specialist

• Monitored and analyzed customer transactions to detect suspicious patterns and potential AML activity.
• Conducted enhanced due diligence (EDD) on high-risk individuals and entities using internal and external resources.
• Investigated cases involving cash structuring, HRC transactions, wire transfers, and commercial loan payments.
• Prepared detailed, timely SARs in compliance with FinCEN and regulatory standards.
• Recommended SAR filings, account closures, or follow-ups for high-risk clients.
• Ensured adherence to AML, KYC, BSA, OFAC, and company-specific compliance policies.
• Escalated high-risk findings to SAR/AML investigations teams as needed.
• Supported risk mitigation by executing compliance programs and making sound risk decisions.

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• Managed SME lending (₹2M–₹200M), including loans, overdrafts, and credit lines. Conducted financial analysis, KYC, and due diligence. Delivered customized financial solutions and drove client acquisition through targeted outreach. Ensured compliance with regulatory and operational standards.