Support the bank to deliver on its vision of becoming purposeful through the design and delivery of simple and effective products, processes, and services for our customers.
Creating value for our customers, business, and shareholders, through effective management of income and costs.
Support the banks of becoming a learning organization by building the capability, efficiency and effectiveness of our people, trams and organization
Develop coaching skills.
Regularly review my skills, capability and behaviors (using the CPCs), and those of my team members, to support our continuous professional and personal Keep customers and the Bank safe through adherence to all risk guidelines,
pro active identification of risk and by maintaining personal knowledge and competence of the control frameworks, processes, and procedures.
With four years of experience in banking operations, team management, and customer relationship management, I currently hold a position as an officer at the Royal Bank of Scotland. I excel at overseeing and directing banking operations, ensuring smooth business and client servicing to enhance product offerings and contribute to organizational growth. My expertise lies in maintaining meticulous records in accordance with audit standards, documenting high-risk areas, and identifying opportunities for improvement.
I possess strong interpersonal skills and am adept at building and nurturing relationships, coupled with problem-solving abilities and meticulous attention to detail.
Loan Underwriting: -Dealing the customer personal loan application, on the basis of customer income and expenditure and credit scoring provided to the customer.
Overdraft: -Increasing and decreasing the overdraft limit of customer on the basis of customer requests, income and credit record
Digital channel: -Do pre-check of customer loan application After applying for the loan application, check the customer income and expenditure document and verify the Table A, B and C related details
Fixed term savings account: On maturity, reinvest the customer bond or close the bond on the basis of a customer request.
Lending maintenance: Generate the loan statement and apply the charges to the customer account if any late payment or pre-closure request is received.
Account Open Direct Loan and MTA Savings product Bereavement Services: - Case Review and Subs Processing.
Automation: Hands-on automation of processes.
Curiosity, courage, and self-organization. Traveling can prove you’re not afraid of stepping outside your comfort zone and learning new things. And flexibility and adaptability are among the most important
workplace personal traits.