RAINY THOMAS
Noida
Summary
AML Analyst conducting transaction monitoring, case investigations, and SAR filing for suspicious activity and financial crime risk. Reviews customer transactions, PEPs, and high-risk jurisdictions to identify unusual patterns and escalate cases in line with internal policy and regulatory requirements. Uses Excel tools such as Pivot Tables and VLOOKUP for validation, fraud pattern analysis, and reporting.
Overview
3
3
Certifications
5
5
years of professional experience
Work History
AML Analyst
Kotak Mahindra Bank
09.2025 - 04.2026
- Performed AML investigations, detecting fraud and monitoring transactions in Financial Crime Risk Investigation, including initial alert review, case management, and SAR preparation and filing.
- Conducted thorough investigations for suspicious transactions and filed suspicious activity reports (SARs).
- Analysed Customer Transactions to identify unusual patterns & potential suspicious activity.
- Ensured compliance with internal policies, procedures, and regulatory requirements for transaction monitoring activities.
- Utilised Advanced Excel Tools (Pivot Tables,VLOOKUP) for Data Validation, Fraud Pattern analysis & Reporting.
- Monitor PEPs, High-Risk Jurisdictions & Complex Transaction Behaviours.
Financial Research Intern
Profit Idea
01.2024 - 01.2024
- Conducted financial and data analysis of accounting records, MIS reports, and internal datasets to inform strategic decisions.
- Conducted financial and data analysis using accounting records, MIS reports, and internal datasets.
- Prepared analytical reports, summaries, and Excel-based presentations to support effective decision-making.
Account payable
Medoplus Services Private Limited
11.2020 - 04.2023
- Verified vendor invoices and payment documents for accuracy and completeness, ensuring timely processing of payments.
- Executed invoice validation and 2-way / 3-way matching with purchase orders and GRNs to maintain accuracy in accounts payable.
Education
MBA - Finance
01-2025
Bachelor of Commerce - undefined
01-2018
Skills
AML/KYC Investigations (SAR,STR)
Transaction Monitoring & Alert Review
Risk Assessment & Critical Thinking
Effective Communication Skills & Decision Making
Customer Due Diligence (CDD)
Regulatory Compliance & Leadership Skills
Microsoft Office
Microsoft Excel
Google Sheets
Certification
Advanced Microsoft Excel— Finladder
Timeline
AML Analyst - Kotak Mahindra Bank
09.2025 - 04.2026
Financial Research Intern - Profit Idea
01.2024 - 01.2024
Account payable - Medoplus Services Private Limited
11.2020 - 04.2023
Kalinga University - Bachelor of Commerce,
Amity Business School - MBA, Finance