RAJ SHARMA

Working as makers role in WB-CAD (Wholesale banking- Credit administration department)

Currently handling the Emerging local corporate client’s portfolio.

• Preparing fund base, non-fund base limit facility underwriting documents i.e. Cash Credit, Term Loan, Over-draft, LC, BG etc.

• Reviewing mortgage and related documentation to complete the BAU activities and manage exceptions

• Resolve audit quarries with the help of business team, if observation raised by audit team.

• Create charge’s over movable and immovable assets through Cersai, ROC & satisfaction of charges as well as.

• Various MIS report submitted on monthly basis and quarterly basis through large excel base data i.e Security Validation and RBS report etc.

• Release NOC /Pari-passu letter to other Banks.

• Ensure compliance of all terms of sanction before making disbursement of credit facility.

• To ensure that limits are utilized within the sanctioned limit and no overdrawing are allowed without proper approvals.

• Tracking deferral as per approval matrix, Monitoring terms case vise and circulate and follow up with the business on the missing documents or required information as per Credit regulations.

Working as a associate in Charted accountant firm

• Monitoring financial transactions of the clients for filing IT returns
• GST-R filing for local textile vendors in SURAT
• Issuing GST registration number for emerging clients and new vendors