MADHARI T
CHENNAI
Summary
Insurance professional with experience in actuarial analysis and underwriting, specialization in pricing and risk assessment. Fellow of Insurance Institute of India. Having experience in working with cross-functional teams.
Overview
2025
2025
years of professional experience
23
23
years of post-secondary education
5
5
Languages
Work History
Deputy Manager - Actuarial
Star Health and Allied Insurance Co Ltd
1 2022 - Current
- Handled over 6000+ tailor-made corporate quotations and policy issuance
- Performed zone-wise analysis for Group policies
- Identified potential frauds based on risk parameters and coordinated with investigation teams (CHAIR)
- Coordinated with data team for automated MIS generation to improve operational efficiency
- Worked on pricing health insurance products – Hospital cash, Group out patient care, Retail outpatient care, Health premier and others
- Performed User Accessibility Testing for products in user portals such as Atom, TCS Bancs and Policy Bazaar
- Researched on Claim based loading models implemented in other countries
- Analyzed and interpreted large volumes of complex data for to arrive at appropriate pricing
- Used actuarial and statistical techniques for pricing different features
- Prepared technical reports for regulatory submissions – Technical Note and Use and File documents
- Monitored emerging experience for subsequent price revisions
Assistant Manager - Underwriting
Star Health and Allied Insurance Co Ltd
01.2020 - 01.2022
Research Analyst
Invest India
- Analyzed data and identified investment opportunities for UAE, US, and Japan teams
- Conducted industry analysis for automobile, electronics, and tourism sectors
- Prepared comprehensive country profiles for UK, France, and Oceania regions
- Developed strategic inputs for Chairman's review
Research Associate - Research Bureau
PHD Chamber of Commerce & Industry
- Conducted comprehensive survey of 30+ startups in India
- Published report on startup ecosystem comparing India with BRICS and advanced economies
- Analyzed key industrial sectors and prepared proposals for Invest India
- Organized industry stakeholder events and webinars
Education
Fellowship -
Insurance Institute of India
04.2001 - 01.2024
B.Tech - Biotech
VIT University
Vellore, India04-2014
Skills
IBM Cognos
Alteryx
MS Suite with AI integration
Generative AI tools
Underwriting and Risk Assessment
Actuarial Pricing
Statistical Analysis
Cross-functional Collaboration
Regulatory Compliance
Data Analytics
Business Communication
Accomplishments
- Selected Participant of IIMB Women Startup programme-mentored by industry leaders
- Alumna of Goldman Sachs 10,000 Women Entrepreneurship Program,
- Alumna of Cherie Blair Foundation's Women Business Resilience Programme, UK,
- Ex - Member of Toastmasters International - Honed my Public speaking and leadership skills,
- Won debate competition awards,
- Certified Hatha Yoga Teacher from Isha Yoga Centre - Completed 1,750 hours of rigorous yoga training,
- Lead Implementor Training workshop ISMS and BCMS-ISO Certification
Timeline
Assistant Manager - Underwriting
Star Health and Allied Insurance Co Ltd
01.2020 - 01.2022
Fellowship -
Insurance Institute of India
04.2001 - 01.2024
Research Analyst
Invest India
Research Associate - Research Bureau
PHD Chamber of Commerce & Industry
Deputy Manager - Actuarial
Star Health and Allied Insurance Co Ltd
1 2022 - Current
B.Tech - Biotech
VIT University
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