Rajat Kashyap
Banking Professional
Bhagalpur
Summary
Dynamic professional with 4.3 years in finance and branch banking, specializing in team management and operational excellence. Proven ability to lead teams towards achieving common goals, with expertise in training, customer relations, and strategic planning. Notable achievements include impactful roles at HDFC Bank and Reliance Nippon Life Insurance, recognized for driving business growth and receiving multiple awards for outstanding performance. Strong focus on results and continuous improvement in financial services.
Overview
4
4
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Sales Manager
HDFC ERGO
12.2024 - Current
- Directed and managed sales operations to achieve regional revenue targets in Bhagalpur.
- Developed and maintained strong client relationships to enhance customer retention and satisfaction.
- Analyzed market trends and competitor activities to identify new business opportunities.
- Collaborated with cross-functional teams to implement effective promotional campaigns and improve sales performance.
Sales Manager
Reliance Nippon Life Insurance Company (RNLIC)
11.2023 - 11.2024
- Expertise in Risk Assessment and Coverage Planning
- Developed and implemented strategic sales plans based on market analysis and customer needs in Bhagalpur region.
Relationship Officer in CONSUMER LOAN
HDFC Bank
10.2021 - 10.2023
- Evaluated and processed consumer loan and Achieved monthly loan disbursement targets, increasing customer retention and satisfaction by 20%.
- Assisted customers in understanding loan options and requirements, providing tailored financial solutions to meet their needs.
- Reviewed credit reports, financial documents, and employment history to assess loan eligibility and risk.
- Maintained compliance with regulatory guidelines and internal policies during all stages of the loan process.
- Collaborated with underwriting and documentation teams to ensure accurate and timely loan approvals.
Education
BCA - Computers
Tilka Manjhi Bhagalpur University
Bhagalpur01.2019
12th - undefined
CBSE
01.2016
10th - undefined
CBSE
01.2014
Skills
Microsoft Office Suite
Date Of Birth
12/01/1997
Interests
Traveling, Reading, Volunteering
Courses
- MBA/PGDM - Finance
- Pursuing
Qualities
- Leadership
- Problem Solving
- Communication
- Teamwork
- Customer Service
- Negotiation
Certification
For Completing The Ultimate Bootcamp for Intraday & Scalping with Pankaj Sahu
Timeline
Data Analytics + Python
11-2025
For Completing The Ultimate Bootcamp for Intraday & Scalping with Pankaj Sahu
10-2025
Sales Manager
HDFC ERGO
12.2024 - Current
Sales Manager
Reliance Nippon Life Insurance Company (RNLIC)
11.2023 - 11.2024
Relationship Officer in CONSUMER LOAN
HDFC Bank
10.2021 - 10.2023
BCA - Computers
Tilka Manjhi Bhagalpur University
12th - undefined
CBSE
10th - undefined
CBSE