Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Personal Information
Timeline
Generic
RAJAT SRIVASTAV

RAJAT SRIVASTAV

Lucknow

Summary

Highly skilled Institutional KYC Specialist with 9+ years of experience in conducting comprehensive due diligence for corporate and institutional clients. Proficient in verifying complex legal entities, including corporations, trusts, and partnerships, to ensure compliance with regulatory standards (KYC, AML, FATCA). Expertise in risk assessment, documentation review, and client onboarding processes. Strong analytical and problem-solving skills with a proven track record of maintaining accuracy and efficiency under tight deadlines. Seeking to leverage my expertise in regulatory compliance to enhance risk management and operational excellence in a dynamic financial organization.

Overview

9
9
years of professional experience

Work History

Personal Banker

HDFC Bank
Lucknow
06.2024 - Current
  • Enhanced client onboarding process by streamlining KYC procedures and reducing turnaround time
  • Identified potential risks and red flags through comprehensive customer risk assessments, mitigating potential financial losses
  • Performed quality assurance checks on completed customer files, ensuring accuracy and completeness before submission for review or approval
  • Acted as a liaison between the client and the firm, ensuring effective communication and engagement to meet customer needs while adhering to KYC/AML regulations
  • Provided training to new team members on KYC procedures, resulting in increased productivity and effectiveness
  • Supported AML investigations by providing accurate and timely information on customer's financial activities
  • Conducted KYC formality reports on questionable accounts and transactions
  • Ensured compliance with global regulatory frameworks, including FATCA, CRS, OFAC, and AML guidelines.
  • Identified and escalated high-risk cases for enhanced due diligence (EDD) in accordance with internal policies.
  • Interpreted alerts and communicated findings to management, ensuring that any potential KYC/AML concerns were addressed in a timely and effective manner
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services
  • Maintained compliance with bank policies and regulations while executing various financial transactions for customers
  • Cross-sold bank products and services to meet customer needs and provide options
  • Processed customer requests for statements, ordering additional checks, and updating customer personal information in database
  • Handled and preserved private client records, protecting client information while confirming and gathering information from both internal and external sources

Team Leader

ICICI Bank
Lucknow
08.2015 - 05.2024
  • Set performance expectations for the team, monitoring progress towards goals and providing constructive feedback as needed
  • Established open and professional relationships with team members to achieve quick resolutions for various issues
  • Collaborated with other department leaders to establish shared goals and ensure alignment across teams
  • Mentored junior staff members, helping them develop their leadership potential and advance in their careers
  • Managed conflict resolution among team members, fostering a positive and collaborative work environment
  • Increased customer satisfaction ratings by closely monitoring service quality standards and addressing any issues promptly
  • Observed packing operations to verify conformance to specifications
  • Cultivated positive relationships with vendors to deliver timely and cost-effective supply of services and materials
  • Supported creation of detailed, technical financial models to value potential acquisition targets
  • Streamlined reporting processes by leveraging advanced data analytics tools for accurate identification of suspicious transactions
  • Played an instrumental role in identifying complex fraud schemes through meticulous analysis of client behavior patterns and transaction history
  • Collaborated effectively with cross-functional teams to ensure seamless coordination and communication during AML investigations
  • Served as a subject matter expert, providing guidance and support to colleagues on AML regulations and best practices

Education

Post-Graduate Certificate - Business Management

NMIMS
Mumbai
02.2023

M.Com -

K S Saket
Ayodhya
01.2015

B.Com -

K S Saket
Ayodhya
01.2013

+2 -

Tiny Tots Senior Secondary School
Ayodhya
01.2010

Matriculation -

Tiny Tots Senior Secondary School
Ayodhya
01.2008

Skills

  • Institutional KYC/AML compliance
  • Regulatory frameworks (FATCA, CRS, OFAC)
  • Risk assessment and enhanced due diligence (EDD)
  • Legal document review and validation
  • Client onboarding and periodic reviews
  • Proficiency in compliance systems and tools
  • Cross-functional collaboration
  • Attention to detail and problem-solving
  • Strong communication and stakeholder management

Accomplishments

  • Achieved award for reaching the highest target for Life Insurance and Personal Loan with accuracy and efficiency.
  • Awarded with Medal for Demat for key role performer.

Languages

  • English, Advanced (C1)
  • Hindi, Bilingual or Proficient (C2)
  • Malyalam, Beginner (A1)

Personal Information

  • Date of Birth: 11/11/92
  • Nationality: Indian
  • Marital Status: Single

Timeline

Personal Banker

HDFC Bank
06.2024 - Current

Team Leader

ICICI Bank
08.2015 - 05.2024

Post-Graduate Certificate - Business Management

NMIMS

M.Com -

K S Saket

B.Com -

K S Saket

+2 -

Tiny Tots Senior Secondary School

Matriculation -

Tiny Tots Senior Secondary School

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RAJAT SRIVASTAV