Versatile Chartered Accountant with vast understanding in Auditing, Finance, Taxation and Credit Analysis & underwriting field. Consistently meeting organization service standards. Ready to tackle new challenges and keen to take on new opportunity.
Overview
6
6
years of professional experience
Work History
Credit Manager
ICICI Bank Limited
Jaipur
05.2022 - Current
Managing end to end risk involved in business of lending secured and unsecured credit to various customers.
Making credit appraisal of risk involved after detailed financial & business assessment, Internal risk rating assessment, Deal structuring and personal interaction with client wherein due diligence is deemed necessary.
Performing credit assessment process within defined turn-around-time(TAT).
Keeping a close focus on creating a high quality portfolio and managing the complete life-cycle of loan process, through credit application to assessment to disbursement.
Closely working with various internal teams such as legal, technical valuers and risk containment. Keeping track of market factors, internal policies and regulations and identifying the impact on credit portfolio.
Providing intelligence, MIS to top management for analysis of self appraisal findings.
Senior Executive
S K Patodia & Associates, Chartered Accountant
Mumbai
02.2017 - 04.2022
Performed Internal Audit and Statuary audit of various Governmental organization including PSUs, Covering the Scope of Work as per the Terms of Reference (ToR), Preparation of the Draft & Final Audit Reports and Convey the observation to management
Providing Financial consulting and Implementing Double Entry Accounting System (DEAS) at various government organization.
Monitoring of Overall Branches of The Government Financial Consultancy Vertical, Preparation of the project masters and project MIS reports, Find out Revenue Leakages in terms of Delayed Revenue, Loss of Revenue and Calculate Debtors Ageing to provide control mechanism
Identify Government and externally funded projects, Coordination with the government department, Preparation of the proposals such as approach and methodology, manpower and working experience to apply for the projects.
Education
Chartered Accountant
Institute of Chartered Accountant of India
B.Com
University of Rajasthan
Skills
Credit Risk Analysis
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Additional Information
Worked as Consultant at Coneio Exim Private Limite (May, 2020 - March,2022) to take up following tasks -
Accountable for all the aspects of the project in the role of project coordinator
Led the functional team of the project, assigned them the work and guided them to executive the projects.
Guided & Supported functional team in R&D works related to international trade to make them understand the foreign trade policy, import & export policy of various countries.
Helped the IT team to understand the problem statement of functional team and timely follow up with the IT team to ensure on time delivery of solutions.
Understated the various project models such as HSN Integration, Shipping, Logistics and Regulations related to International Trade and various international conventions.