Rajesh S A
Bangalore
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
3
3
years of professional experience
Work History
Credit Analyst
Standard Chartered Bank
Bangalore
08.2022 - Current
- Risk Management Analysis and review loan applications of the respective country to ensure the due diligence of the application and credit worthiness of the applicant
- Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
- Reviewed, analyzed, and compiled complete and accurate information associated with personal and mortgage loans in foreclosure
- Set new customer credit limits on the basis of findings and to ensure that all approved loan applications are in conformity with the bank's lending criteria
- Personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank
- Once the Loan is completely processed at making end we used to do checking part and proceed with credit limit setup
- Diligent and detail-oriented - thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from pre-approval to disbursement.
Process Executive
Infosys BPM ltd
Bangalore
08.2021 - 08.2022
- Worked as SME, Queue manger and trainee
- Processing weborder with Cisco
- Managing team of 16 people
- Preparing vendor quote in CCW
- Order processing in Direct tool and SAP.
- Process documentation ( SOP ).
Education
Masters of commerce in finance -
Surana college / Bangalore university
11.2021
Bachelor of commerce in accounting and taxation -
A E S national college / bangalore university
05.2019
Skills
- Multiple role knowledge
- Commercial loan
- Mortgage
- Personal loan
- Credit card
- Order Management
- Team handling experience
- Multitasking
- Customer service
- Time management skills
- Decision making
- Ms office
- EOD report submission
- Underwriting
- Risk Assessment
- Loan Documentation
- Financial Statement Review
- Credit Analysis
- Data Analysis
- Banking Operations
- Data Interpretation
- Credit Decision Making
Languages
- English, Full Professional Proficiency
- Kannada, Full Professional Proficiency
- Telugu, Full Professional Proficiency
- Hindi, Full Professional Proficiency
Hobbies and Interests
- Reading finance content
- Stock market
- Investment
- Kabadi
- Chess
- Basketball
- Travelling
Accomplishments
- Role as Queue - manager. Role as SME to different processes.
- Role as Cluster lead. Represented Basketball Game, at Taluk Level.
- NCC(NATIONAL CADET CORPS) Attained, A Grade at "C" Certified Level.
- NSS(NATIONAL SERVICE SCHEME) Accomplished the NSS, with good fame certificate.
- SCOUTS AND GUIDES. Represented, National level programme under SCOUTS AND GUIDES.
- Sports At Collegiate Level, Represented Kabaddi Game at District Level, also At outside federation, represented National Level.
Timeline
Credit Analyst
Standard Chartered Bank
08.2022 - Current
Process Executive
Infosys BPM ltd
08.2021 - 08.2022
Masters of commerce in finance -
Surana college / Bangalore university
Bachelor of commerce in accounting and taxation -
A E S national college / bangalore university
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