Rajesh Singh Tanwar
Jaipur
Summary
Strategic Credit Manager, known for high productivity and efficient task completion. Skilled in risk assessment, financial analysis, and regulatory compliance, which ensures sound credit decisions. Excel in negotiation, problem-solving, and leadership, fostering strong relationships with clients, and enhancing team performance.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Unit Credit Manager
Chaitanya India Fin Credit pvt. ltd Formerly Svatantra Microfin Pvt. Ltd
09.2023 - Current
- Research and evaluate clients' credit worthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company's credit policies
Senior Auditor
Annapurna Finance Pvt. Ltd.
Udaipur
11.2022 - 09.2023
- Analyze risks and develop measures to reduce them
- Manage the auditor team, allocating responsibilities and reviewing the team's performance
- Ensuring the timely completion of audits
Branch Credit Manager
IIFL Samasta Finance Ltd
Jhunjhunu
08.2020 - 11.2022
- Appraise /underwrite the loan
- Manage the entire credit application process, right from login to disbursement
- Manage quality of portfolio
- Manage post disbursement documents and partly disbursed cases
- Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket
- Training of CPA / DMA / DME
- Responsible for TAT of delivering sanction letter and disbursement
Research Associates
Insol Technoheight Ltd
Udaipur
05.2018 - 09.2019
- Identifying new resources companies can use to reach their goals
- Contributing to multiple research projects at once
- Communicating with senior researchers to understand business challenges and potential solutions
- Working with data engineers to construct and maintain databases
Research Analyst
Arcgate
Udaipur
02.2017 - 09.2017
- A research analyst is responsible for researching, analyzing, interpreting, and presenting data related to markets, operations, finance/accounting, economics, customers, and other information related to the field they work in
Education
Master's Degree - Economic Administration and Financial Management
Rajasthan University
Jaipur06.2017
Bachelor of Commerce (B.Com.) - Commerce
Rajasthan University
Jaipur06.2014
Skills
- Credit analysis
- Loan underwriting
- Credit scoring
- Risk assessment
- Financial reporting
Certification
- RS-CFA, 2014, Rajasthan Knowledge Corporation Ltd., 1277186114092521
- RS-CIT, 2013, Vardhaman Mahaveer Open University, Kota, 189623
Disclaimer
I hereby declare that the above written particulars are true to the best of my knowledge and belief.
References
Will be furnished upon request
Personal Information
- Date of Birth: 11/06/93
- Marital Status: Married
Timeline
Unit Credit Manager
Chaitanya India Fin Credit pvt. ltd Formerly Svatantra Microfin Pvt. Ltd
09.2023 - Current
Senior Auditor
Annapurna Finance Pvt. Ltd.
11.2022 - 09.2023
Branch Credit Manager
IIFL Samasta Finance Ltd
08.2020 - 11.2022
Research Associates
Insol Technoheight Ltd
05.2018 - 09.2019
Research Analyst
Arcgate
02.2017 - 09.2017
Master's Degree - Economic Administration and Financial Management
Rajasthan University
Bachelor of Commerce (B.Com.) - Commerce
Rajasthan University
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