Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
Generic

RAJESH KUMAR PAYYUR

Lending - Strategizing, P&L, Product, Credit, Risk, and Recovery
Bengaluru

Summary

Strategic and visionary leader with over 25 years of experience in driving business growth, optimizing value chains, and leading high-performing teams. Proven expertise in managing large portfolios, enhancing profitability, and developing strategic initiatives to achieve organizational goals. Adept at fostering relationships with key stakeholders and driving digital transformation to improve business processes and performance.

Overview

30
30
years of professional experience
1996
1996
years of post-secondary education

Work History

Head -Business Development

Hailstone Innovations Pvt Ltd
01.2025 - Current

About Hailstone Innovations Pvt Ltd: Role Summary: Key Responsibilities: Key Metrics / KRAs:


Hailstone Innovations is a leading Indian multinational specializing in crushing, screening, washing, and recycling solutions. With over 30 years of experience and a presence in 12+ countries, Hailstone serves a global clientele with customized, high-performance equipment and turnkey EPC solutions. Hailstone is committed to engineering excellence, customer-centric innovation, and sustainable growth.

Being the Head – Business Development Leading growth agenda across domestic and international markets. In this role I am responsible for identifying new business opportunities, building customer relationships, qualifying leads, and driving revenue through consultative and solution-based selling.

  • Develop and execute a comprehensive business development strategy aligned with company growth goals.
  • Lead and mentor the BDR (Business Development Representative) team to drive qualified leads, customer engagement, and conversions.
  • Identify and develop new market segments, customer clusters, and geographies across India and abroad.
  • Collaborate with product, sales, and marketing teams to translate customer needs into solutions and actionable business plans.
  • Build strong relationships with strategic partners, channel associates, and industry influencers.
  • Monitor market trends, competitor activity, and project pipelines to provide market intelligence and strategic insights.
  • Drive Stage I meetings, lead generation campaigns, and high-value prospect conversion.
  • Oversee the development of proposals, techno-commercial offers, and project documentation.
  • Ensure CRM compliance, reporting, and data-driven decision making.
  • Represent the company at trade shows, industry events, and client presentations.
  • Number of qualified leads and meetings arranged
  • Conversion of leads to committed orders
  • Revenue contribution from new accounts and geographies
  • Team performance and productivity metrics (BDRs, SDRs)
  • Customer engagement and retention effectiveness

Senior Vice President

Orange Retail Finance India Pvt. Ltd.
11.2020 - 08.2024
  • Led business growth in MICRO LAP & Two-Wheeler Verticals, aligning with organizational objectives
  • Formulated strategies for maximizing profitability and revenue generation
  • Identified and executed plans to reach unexplored market segments
  • Improved business process flows and productivity through strategic initiatives
  • Restructured departments for increased efficiency and optimized resource allocation
  • Strengthened relationships with key stakeholders to foster trust and collaboration
  • Led digital transformation of lending and collection operations
  • Achievements:
  • Achieved a 20% increase in revenue within the first year
  • Successfully reduced operational costs by 15% through process optimization
  • Enhanced customer satisfaction scores by 25% through improved service delivery

Vice President

SREI Equipment Finance
08.2017 - 09.2020
  • Improved Net Interest Margin (NIM) through product mix and cross-selling
  • Drove a culture focused on operational efficiency and metrics-driven ROI
  • Led cross-functional teams for successful project completion, enhancing client satisfaction
  • Achievements:
  • Increased market share by 10% in a highly competitive environment
  • Implemented a new leasing product that became the highest penetration rate in the country
  • Boosted team performance, resulting in a 30% increase in sales

Zonal Head - South

L&T Finance Ltd.
10.2001 - 05.2016
  • Expanded business footprint across various product lines
  • Managed portfolio performance, credit appraisal, and collection efficiency
  • Improved NIMs, ROA, and RONW through strategic initiatives
  • Controlled GNPA and achieved targets under challenging conditions
  • Represented the organization in industry committees and trade tie-ups
  • Achievements:
  • Successfully managed a portfolio of INR 2000 crore with consistent growth
  • Reduced GNPA from 10.5% to 5.2% through effective collection strategies
  • Achieved the second-highest gross premium in PAN India for credit life insurance

Branch Manager

Ashok Leyland Finance Ltd.
11.1994 - 09.2001
  • Conducted financial due diligence and developed strategic plans for financial operations
  • Analysed business processes to identify cost savings and operational efficiencies
  • Prepared financial reports and projections for management reviews
  • Achievements:
  • Expanded market share by exceeding customer expectations through five-star service
  • Improved operational efficiency, resulting in significant cost savings
  • Developed and implemented strategic plans that led to increased profitability

Education

ICWAI (Inter) -

Institute of Cost & Works Accountants of India

B.Com. - undefined

MG University

Skills

Business Strategy & P&L Management

Personal Information

Date of Birth: 04/13/73

Timeline

Head -Business Development

Hailstone Innovations Pvt Ltd
01.2025 - Current

Senior Vice President

Orange Retail Finance India Pvt. Ltd.
11.2020 - 08.2024

Vice President

SREI Equipment Finance
08.2017 - 09.2020

Zonal Head - South

L&T Finance Ltd.
10.2001 - 05.2016

Branch Manager

Ashok Leyland Finance Ltd.
11.1994 - 09.2001

B.Com. - undefined

MG University

ICWAI (Inter) -

Institute of Cost & Works Accountants of India
RAJESH KUMAR PAYYURLending - Strategizing, P&L, Product, Credit, Risk, and Recovery