RAJESH R
B.COM & MBA FINANCE
THALASSERY
Summary
Dynamic and dedicated professional eager to align with an organization that values individual and collective excellence. Committed to fostering a challenging environment that promotes growth and innovation while upholding integrity and punctuality. Proven ability to multitask, take initiative, and manage responsibilities effectively, both independently and as part of a team. Strong leadership qualities and adaptability, combined with extensive experience in accounting and financial management, enhance collaboration with diverse teams to drive organizational success and achieve strategic goals.
Overview
17
17
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Portfolio Manager
DCB Bank Ltd
10.2025 - Current
- Presented detailed reports on portfolio performance, highlighting key drivers of growth and areas of improvement.
- Facilitated portfolio performance review and implemented new strategies.
- Collaborated with analysts to identify promising investment opportunities, maximizing portfolio growth.
Portfolio Specialist
SMFG India Credit Co Ltd.
02.2025 - 09.2025
- Risk Analist
- Skilled at working independently and collaboratively in a team environment.
- Proven ability to learn quickly and adapt to new situations.
Manager
A Raghavendra Rao Associates
12.2023 - 09.2024
- Handled day-to-day accounting processes to drive financial accuracy.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Gathered financial information, prepared documents, and closed books.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Used advanced software to prepare documents, reports, and presentations.
- Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
- Managed cash flow effectively, ensuring all company liabilities were met in a timely manner and surplus funds were invested wisely.
- Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
- Reduced expenses by negotiating with vendors for better pricing and terms on services and supplies.
- Assisted in reducing outstanding accounts receivable balances by diligently following up on overdue invoices.
Deputy Manager
JSK Agri Nidhi Ltd
04.2022 - 03.2023
- Streamlined monthly financial reporting processes, significantly reducing time required for report generation and analysis.
- Improved financial decision-making by creating comprehensive financial models and forecasts.
- Maintained integrity of general ledger and chart of accounts.
- Prepared working papers, reports and supporting documentation for audit findings.
- Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
- Reduced expenses by negotiating with vendors for better pricing and terms on services and supplies.
Deputy Manager
ICICI Bank Ltd
09.2016 - 09.2021
- Improved team efficiency by streamlining processes and implementing innovative management strategies.
- Identified areas for improvement within the department, implementing strategic initiatives to address gaps in performance or resources.
Business Manager
Sree Guruvayurappan Chit Fund Pvt Ltd
05.2015 - 06.2016
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Maintained clean and organized files by keeping accounts payable records up-to-date.
- Performed administrative and clerical duties such as word processing, data entry, faxing and copying.
- Communicated regularly with customers regarding account questions and issues.
- Reduced errors in data entry by implementing a system of double-checking and cross-referencing information.
- Provided excellent customer service while handling various billing inquiries from clients, fostering strong client relationships.
- Contributed to a positive work environment through effective teamwork, communication, and collaboration within the accounting department.
- Prepared itemized statements, bills, or invoices and recorded amounts due for items purchased or services rendered.
- Facilitated smooth audits by maintaining accurate records and providing prompt responses to auditor requests.
Debt Recovery Agent
Sun Finance Agency
06.2013 - 05.2015
- Keep track of assigned accounts to identify outstanding debts
- Plan course of action to recover outstanding payments
- Locate and contact debtors to inquire of their payment status
- Negotiate payoff deadlines or payment plans
- Handle questions or complaints
- Investigate and resolve discrepancies
- Create trust relationships with debtors, when possible, to avoid future issues
- Update account status and database regularly
- Alert superiors of debtors unwilling or unable to pay when necessary
- Comply with requirements when legal action is unavoidable
Tele Collection Executive
Serco BPO Private Limited
07.2009 - 01.2013
- Experience in exclusively in Banking process /Debt /Recovery & Mgmt./Retail portfolio management
- Have 4 years of experience in managing the credit cards process served as a tele-calling, Team leader, both Units in-house and outsourcing Agency
- RBI's DRA Certified (Indian institute of Banking & Finance)
- Exploring the possibilities of determining viability of business operations and quick settlement through negotiations or restructuring of due
- Providing first line customer support by answering queries & resolving their issues, ensuring minimum TAT
- Reviewing delinquent accounts & portfolio to control recovery operations for delinquent customer
- Manage escalations and Open additional channels of recovery, managing Outsourced Vendors
- Skip trace, etc
- Closely monitor and follow-up overdue accounts for timely resolutions
Education
MBA - FINANCE
Madras University
B.COM -
St. Thomas College
Chennai, India 04.2001 - 01.2009
Higher Secondary - undefined
Kerala Vidyalayam HSS
SSLC - undefined
Kerala Vidyalayam HSS
Skills
- Negotiation & Communications
- Accounts Payable & Receivable
Financial reporting
Data analysis
Risk assessment capabilities
Team leadership experience
Patience and persistence
Teamwork
Team management
Profitability improvement
Problem-solving abilities
Work planning
Multitasking
Financial analysis and reporting
Excellent communication
Multitasking Abilities
Cash flow management
Accounting management
Financial analysis
Cost control
Risk management
Bookkeeping
Accounting and bookkeeping
Bank reconciliation
Cash flow analysis
Accounts payable and receivable
Budget analysis
Auditing
Financial statements
Management accounting
ERP systems proficiency
Cost accounting
Personal Information
- Father's Name: AV Rajan
- Mother's Name: Girija (Late)
- Date of Birth: 05/21/87
- Gender: Male
Timeline
Portfolio Manager
DCB Bank Ltd
10.2025 - Current
Portfolio Specialist
SMFG India Credit Co Ltd.
02.2025 - 09.2025
Manager
A Raghavendra Rao Associates
12.2023 - 09.2024
Deputy Manager
JSK Agri Nidhi Ltd
04.2022 - 03.2023
Deputy Manager
ICICI Bank Ltd
09.2016 - 09.2021
Business Manager
Sree Guruvayurappan Chit Fund Pvt Ltd
05.2015 - 06.2016
Debt Recovery Agent
Sun Finance Agency
06.2013 - 05.2015
Tele Collection Executive
Serco BPO Private Limited
07.2009 - 01.2013
B.COM -
St. Thomas College
04.2001 - 01.2009
Higher Secondary - undefined
Kerala Vidyalayam HSS
SSLC - undefined
Kerala Vidyalayam HSS
MBA - FINANCE
Madras University