RAJIB NANDY
Banking
Summary
To proudly associate with an esteemed organization where my professional growth will be encouraged and my experience will enrich adding value to me in attaining the goals set by management.Looking for team management roles.
Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach.
Overview
18
18
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Gold loan officer (Manager)
HDFC BANK LTD
01.2023 - Current
- Disbursement of Gold loan, analyzing various documents, credit and other regulatory norms
- Disbursement and servicing of gold loans to retail customers at various Retail branches
- Worked both in branches and in Central processing unit
- Also handled renewal closure, collection calling, auction, post auction documentation at branch and cpu level
- Have experience in selling of various banking products and meeting targets of cross selling products at branch level
- Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.
- Cross-trained existing employees to maximize team agility and performance.
- Accomplished multiple tasks within established timeframes.
- Achieved departmental goals by developing and executing strategic plans and performance metrics.
Business banking operations
HDFC BANK LTD
07.2012 - 11.2022
- Disbursement of Term loan, Healthcare finance, Lap, CC, LC BG Limits, after analyzing various documents, credit and other regulatory norms
- Disbursement and servicing of Business banking loans to corporate customers
- Worked both in branches and in Central processing unit
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
Trade Finance
HDFC BANK LTD
07.2011 - 11.2012
- Handling of inland bills, lodgment, collection and discounting
- Letter of Credit, Import bills and Export bills -lodgment and realization
- Hedging (Forward contracts booking/Cancellation), Inward and Outward remittances and other Trade-finance related activities
- Collaborated with cross-functional teams to develop comprehensive strategies for optimizing trade finance operations.
- Ensured compliance with regulatory requirements by conducting thorough due diligence on all trade finance transactions.
- Participated in industry events and professional organizations to stay current with developments in trade finance, enhancing expertise and credibility within the team.
Assistant Manager (Trade finance)
AXIS BANK LTD
03.2008 - 07.2011
- Handling of Inward and Outward remittances of linked branches
- Foreign Demand drafts, Foreign Currency and TC sale
- Letter of Credit, Import bills and Export bills -lodgment and realization
- Hedging (Forward contracts booking/Cancellation) and other Trade-finance related activities
- Checking of Nostro Statements, Nostro reconciliation, sending, checking and receiving of SWIFT messages
- Addressing various operational issues (Trade Related) of Large Corporate, Mid corporate and SME clients
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Improved customer satisfaction by addressing and resolving complaints promptly.
Sales Executive (Institutional Sales)
HPL INDIA LTD
10.2007 - 02.2008
- Institutional sales of Electrical switches, switch gears and lighting equipments through various appointed Distributors to corporate houses/hotels/clubs/factories/government and semi government institutions in and around Calcutta
- Looking after dealers, meeting targets and deadlin
Education
MBA - Finance, Marketing
01.2005 - 2007.01
GPA: 8.51
B.B.M - undefined
GPA: 68%
ISC - Science
GPA: 75%
ICSE - undefined
GPA: 82%
Skills
Strong willed
Awards
- Got scholarship for coming 1st in the institute in graduation level
- Got scholarships in MBA 1ST & 2ND semesters
- Topped in sales of Axis Bank FOREIGN TRAVEL CURRENCY CARD (Cross sale-2009) in Eastern Zone
Certification
Certificate in Trade Finance
Timeline
Gold loan officer (Manager) - HDFC BANK LTD
01.2023 - Current
Business banking operations - HDFC BANK LTD
07.2012 - 11.2022
Trade Finance - HDFC BANK LTD
07.2011 - 11.2012
Certificate in Trade Finance
06-2011
Diploma in Trade Finance and International Business
10-2010
Assistant Manager (Trade finance) - AXIS BANK LTD
03.2008 - 07.2011
Sales Executive (Institutional Sales) - HPL INDIA LTD
10.2007 - 02.2008
ICFAI National College - MBA, Finance, Marketing
01.2005 - 2007.01
Acharya Institute of Management Sciences - B.B.M,
St Paul's Mission School - ISC, Science
St Paul's Mission School - ICSE,
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